Hacking has evolved into a billion-dollar growth business, making hackers relentless in their pursuit to exploit your data. And while antivirus programs can stop hackers, it is important to note that, much like the use of vaccines against biological viruses, no antivirus (AV) software is 100% foolproof. Nevertheless, antivirus software is highly effective at reducing your chances of becoming the next victim of a cyber attack. In fact, antivirus programs are able to effectively dispatch with most digital attacks on computers.

Antivirus software works by immunizing your computer against unauthorized software or coding that can threaten your operating system and data, and the better your antivirus software, the more secure your data. However, not all antivirus software is created equally. The more powerful antivirus packages detect threats in real-time and protect against existing and zero-day threats as well as malware, spyware, ransomware and more. Also, in order to ensure that your antivirus program can stop hackers, it must be updated regularly. Some of the more advanced AV software provide automatic updates.

![](https://cms.reasonlabs.com/cdn/bigstock-Hacking-And-Phishing-Concept-263466271-300x200.jpg)

When the antivirus software scans your files and emails, it is looking for viruses and it will delete or quarantine anything that looks like a threat. Known cyber threats can be identified by the AV program because it checks all the files and programs on your computer against a database of known threats. Zero-day threats, or threats that have never been encountered before, on the other hand, are identified using behavior-based detection techniques. This type of detection scans your computer for deviations from the norm and is able to determine whether those deviations represent a threat. In other words, it detects when behavior goes outside an acceptable range. For example, an AV would look at the behavior of a program and if it noticed the program trying to access certain files or registry entry that it wouldn’t normally try to access, the AV will flag the program as a cybersecurity threat.

![](https://cms.reasonlabs.com/cdn/locks-300x169.jpg)

Antivirus software is indeed the best way there is to protect yourself from hackers, but it is not the only way, and most cybersecurity experts recommend a multi-layer approach to protect your data. A multi-layered approach includes the following:

1.  A firewall for preventing unauthorized access to or from a network
2.  Encryption capabilities so that even if hackers can access your data, it is encrypted rendering it useless to them
3.  Automatic updates and patches of all your cybersecurity software
4.  A password manager to generate and keep track of long, complicated passwords, which provide greater security from hackers
5.  Data loss prevention software (DLP), which can detect when sensitive data such as bank information is leaving your system and going out over the Internet.

Hacking has evolved into a billion-dollar growth business, making hackers relentless in their pursuit to…

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Can Antivirus Programs Stop Hackers?

Looking for another reason to put on your party hat? Well, we’ve got one: **International Internet Day**. Celebrated every October 29th since 2005, International Internet Day celebrates the first electronic message ever transferred between two computers.

That first, small electronic transmission consisted of just an ‘L’ and an ‘O’ and took place back in 1969 just months after Neil Armstrong famously stated “That’s one small step for man, one giant leap for mankind” as he walked on the moon. The transmission of those two letters represented the birth of the Internet, and the world has never looked back. Today we send approximately 293.6 billion emails per day, a far cry from those two little letters of the alphabet sent 50 years ago.

![](https://i1.wp.com/blog.reasonsecurity.com/wp-content/uploads/2019/10/shutterstock_1156923271.jpg?fit=720%2C377&ssl=1)

Granted, International Internet Day may not be the type of holiday that party dreams are made of, but as holidays celebrating world-changing inventions go, International Internet Day is right there at the top. On a more serious note, it also serves as an important wakeup call about cyber safety and the need to maintain [security online](http://r.mailings.virusbulletin.com/mk/mr/izr9B8GhtRqBnoEfZ074JpJFWkdP36bpwHfSmIy1K-QO6UR3DcG5Vcv0XSl7J4O1mwpGvKWVsVEg2ft89V-TxV20lubIcR8Qa3XoAtsFUJx9OXUMOkYdww). Considering that a hacking attack takes place approximately every 39 seconds, it’s a wakeup call we can’t ignore.

**So just what are these threats to online security?**

The list of online security threats is long, growing and evolving, but there are a few threats that standout in particular:

**Malware** – Malware run the gamut from adware, ransomware, and spyware to Trojans, viruses, and worms. Hackers use malware to illegally obtain credit card details, login credentials, PINs, and other sensitive information in order to steal money from their victims or make money by selling the information on the dark web. Malware can also be used to hold data hostage or steal identities. The best way for individuals and businesses to protect their systems and data is to install powerful antivirus software that provides scanning and protection, detection and threat removal in real time.

**Phishing** – Phishing takes many forms and it is one of the most widespread types of cyber attacks. These unwelcome intruders appear as routine, everyday emails from reliable sources, but in actuality deliver malware that gives hackers unauthorized access to a user’s data or computers. Hackers love phishing attacks because they have a high success rate and because phishing tools are low cost and widespread. Whaling, vishing, spear fishing, and smishing are all types of phishing attacks and they all rely on social engineering to trick victims into clicking on malicious links, visiting malicious websites, or downloading malicious attachments. Installing a secure browsing extension and maintaining a healthy dose of caution and awareness of phishing tactics, whether by the individual or company employees, are the most effective ways to stop phishing attacks.

![](https://i2.wp.com/blog.reasonsecurity.com/wp-content/uploads/2019/10/shutterstock_1075182290.jpg?fit=720%2C480&ssl=1)

**Unsecure Web Browsing** – It’s not only phishing emails that can lure us into visiting malicious websites; innocent Web browsing or Web surfing can too. Malicious websites, which look like legitimate sites, will try to install any number of different types of malware by getting you to install software that your computer seems to need. However, there are also drive-by downloads, where all you have to do is just visit the malicious site to be infected; the actual download isn’t even necessary. In addition to keeping your web browser and operating system current, browser protection extensions, and unwanted software blockers are the best protection against malicious websites, but as with any cyber threat, cybersecurity awareness is key and you should always exercise caution before opening emails that look suspicious or visiting websites with odd URLs.

**Rootkits** – A rootkit is a program or even a collection of programs that covertly sit on a compromised computer and provide unauthorized access and control of the computer or its software to a hacker. Rootkits are difficult to detect and can go undetected for years as their principal function is to hide and protect their existence and the existence of other malware, which they often do by shutting down antivirus software. Rootkits are used to plant malware that can spy on and steal sensitive information such as banking credentials, passwords, and trade secrets, and to launch further network security attacks. Comprehensive, advanced antivirus software, browser protection and unwanted software blockers are the best defense against rootkits. Making sure your operating software and your antivirus software are always current and have the latest security patches is essential too. And if we haven’t said it enough, be aware of phishing emails, malicious websites, and attachments sent from unfamiliar sources.

![](https://i2.wp.com/blog.reasonsecurity.com/wp-content/uploads/2019/10/shutterstock_599075105.jpg?fit=720%2C360&ssl=1)

**Third party and supply chain attacks** – Specifically relevant to businesses, supply chain attacks can be devastating, especially to small and medium sized businesses that don’t have the resources to recover from such an attack. Third party and supply chain attacks take place when your business systems are compromised via an outside partner or service provider that has access to your data. Hackers will look for the weakest link in an online supply network such as unsecure network protocols or unsafe coding practices, and then slip their malware onto the target system without anyone ever noticing.

These attacks can wreak untold financial and reputational damage to businesses as they can go undetected for extended periods of time, furtively stealing sensitive information. Again, awareness and caution are requisite to a viable cybersecurity defense. Vetting your vendors to make sure they have the latest cybersecurity measures in place and making sure your operating systems and antivirus software are up-to-date are critical security steps too.

**Celebrate this holiday? Sure, but don’t forget about cybersecurity.**  
The ‘L’ and ‘O’ sent in that initial Internet transmission was supposed to be part of a larger transmission sending the word ‘Login’. The first attempt crashed, but a second attempt was successful and heralded in the era of the Internet.

![](https://cms.reasonlabs.com/cdn/shutterstock_1297517851-1375844364-1572348559937.jpg)

This day has certainly earned its place in history and deserves to be celebrated, but today the larger Internet picture includes being knowledgeable of cybersecurity issues and following good cyber hygiene. Without cybersecurity measures, your data and privacy are vulnerable and if you’re attacked, celebrating International Internet Day will be the last thing on your mind.

Looking for another reason to put on your party hat? Well, we’ve got one: International…

International Internet Day: A Reminder about Security Online.

## Halloween: Famous SMB Cyber Attacks in Disguise.

Halloween normally conjures up images of costumes and candy, black cats and witches, ghosts and goblins, carved pumpkins, and scary activities. However, no amount of Halloween costuming or scary activities, come close to causing the amount of fear and damage that cyber attacks can cause small and medium-sized businesses (SMBs). With cyber attacks, rather than black cats poised to strike, it’s black hats poised to strike, and rather than kids disguised in different Halloween costumes arriving at your door, it’s malware disguised as innocent emails or safe websites arriving on your business’ computers. But make no mistake: malware is all trick and no treat.

Cyber attacks, whether they come in the form of identity theft, phishing, ransomware, or any other type of attack, comprise one of the biggest threats and biggest fears facing SMBs today. CPOMagazine.com confirmed this in a recent report stating that 45% of SMBs feel that they are vulnerable to cyber attacks. More worrying, however, than statistics about the number of small businesses that fear a cyber attack, are the statistics, reported by smallbiztrends.com, that 43 percent of cyber attacks target small businesses, and 60 percent of those attacked go out of business within six months.

## Not scared yet? Hold on to your pumpkins – you will be after you read about these famous and damaging cyber attacks on SMBs.

**Fake Invoices Scam** – This type of scam can take many forms, but the objective is always the same: to get a business to send a payment to a fake supplier account. To launch this attack, hackers will first monitor a business’ payment processes in order to learn how to create a convincing looking invoice. Once this step is achieved they then send an invoice requesting payment for services rendered. The invoice can appear so authentic that company accounting departments release the requested funds without ever suspecting fraud, and they’re not small funds either. CNBC.com, for example, recently reported about a small accounting firm in Brooklyn, New York that was scammed out of $700,000 in one year after receiving fake invoices for legal services. An assistant at the firm, who was in charge of releasing the funds for payments, paid the invoices without ever knowing they were fake.

**Brute Force Attacks** – One of the most popular types of hacks, are brute force attacks, which attempt to crack passwords or PINs in order to gain backend access to a website and obtain the sensitive information it holds. Any website with a password can be a target, and as the name suggests, this type of attack takes a ‘bulldozer’ type approach to guessing the passwords or PINs. While brute force attacks can take forever to uncover passwords and are not always successful if strong password security measures are in place, if passwords are weak, they can take a matter of seconds. And if successful, hackers gain illegal access to websites and the valuable information (e.g., credit card credentials) they hold. One of the largest and most well-known brute force attacks was the attack against GitHub which involved 40,000 separate hacker IP addresses.

**Identity theft** – Businesses, not just individuals, can have their identities stolen too. In fact, identity theft is big business for cyber identity thieves who steal and then use business identities to open credit card accounts, file fraudulent tax returns, obtain bank loans, initiate wire transfers, and more. The attacks have both reputational and financial consequences for businesses. According to the 2018 Business Identity Theft Report by the National Cybersecurity Society, business identity theft cases have caused $137 million in damage with some of the most frequent targets of those attacks being businesses offering services in management consulting, accounting and bookkeeping, health, and construction.  A notable example of a business identity attack is the one in Tennessee where cyber criminals created fake websites that impersonated the identity of legitimate car dealerships so they could scam people into making deposits for automobiles that didn’t exist. Indeed the 250% increase in the number of fraudulent returns reported by the IRS has many businesses wisely taking their identity theft protection far more seriously today.

**Spoofing** – A particularly cunning cyber attack, spoofing emails are sent by cyber criminals who have spoofed the email address of a company executive. The emails that are sent are received by company employees and look just like the real deal. Never suspecting that the email is not really from the boss or some high-level executive, the employee innocently executes the request in the email which usually involves making a payment… to the cyber criminal of course. Austrian aerospace parts maker FACC, lost approximately 54 million Euros in such an attack after a hacker was able to successfully pose as the CEO of the company and convince an entry-level accounting employee to transfer the funds to an account for a fake project.

**Ransomware** – Still a favorite of many cybercriminals, ransomware is perhaps one of the most pervasive types of cyber attacks on businesses with attacks estimated to cost $6 trillion annually by 2021. That figure isn’t too hard to believe when you understand that the losses caused by the NotPetya ransomware alone could exceed $1 billion. For example, FedEx lost an estimated $300 million in just the first quarter of 2017 after falling victim to a NotPetya attack.

## **Got your attention now?** 

Right about now, you’re probably wondering if and how SMBs can actually protect themselves from hackers, especially since there are so many potential vulnerabilities and different types of attacks. Well, we’re happy to report that there are highly effective cybersecurity measures that SMBs can implement to protect themselves. Here are some of the most important ones:

- **Train your employees about security basics**. SMBs that take cybersecurity seriously have established security practices and policies in place for their employees to follow such as password protocols, rules for protecting customer information and other sensitive data, rules of response in case an attack is suspected, etc.
- **Get a firewall**. Firewalls prevent unauthorized access to or from your network by acting like a shield between the Web and your company network.
- **Install a strong antivirus**. Effective cybersecurity is nothing without a strong antivirus suite that provides browser security, tracking protection, and ransomware protection, in addition to anti-malware scanning, threat removal, and real-time protection. Other security features to consider in antivirus software are camera and microphone protection, a software blocker, and multi-device options.
- **Regular backups**. Regularly backing up your data is also mission-critical. This includes data stored on the cloud. Backups should also be stored in a location that is separate from the business location in case of fire or flood.
- **Verify vendor security**. Your vendors’ security controls should also be a priority, especially if they have access to a lot of your business data. Cyber attacks on supply chains are a growing and immeasurably damaging type of cyber attack, so knowing what your vendors’ security policies are, and how your data will be stored and accessed is another vital step in cybersecurity.
- **Wi-Fi security**. Some companies use one Wi-Fi for guests and personal devices and a separate one for secure company devices. Virtual private networks (VPNs) like [RAV VPN](https://reasonlabs.com/platform/products/vpn) are another useful security solution and are used to secure remote access.
- **Response Plan**. While we hope that implementation of these security measures can prevent any type of attack, in reality, an attack is always possible. Consequently, security best practices include having an effective response plan in place. Such a plan should consider legal issues, how to inform customers, and finding out how the breach occurred among other elements.

## **Don’t be one the 60 percent…**

A scary 60 percent of small companies go out of business within six months of a cyber attack. Don’t join that statistic. Cybersecurity requires constant vigilance to the latest threats. Implementing the measures stated above will help ensure that your business is not the next victim.

**Wishing you many treats and no tricks this Halloween.**

Halloween: Famous SMB Cyber Attacks in Disguise. Halloween normally conjures up images of costumes and…

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All Tricks and No Treats

The advent of the Internet and Internet-enabled technologies not only ushered in the era of cyberattacks, but it also influenced the development of complex systems that are frustratingly and increasingly difficult to secure and protect against these attacks. Recent sobering statistics from hashedout attest to this trend: security breaches have increased by 67% in the past five years, cybercrime damages are predicted to reach $6 trillion dollars by 2021, 1 in 302 emails targeting public administration users are malicious, ransomware attacks are expected to see a fivefold increase by 2021, in 2019, 1.6 billion email addresses and passwords were exposed in a massive data breach called “The Collection” and the list goes on. 

In response to these complex and continuously evolving cyber attacks, we have seen a substantial rise in the number of cybersecurity labs around the world, which speaks to the need for a well-established, world-class, “industrial strength” research lab that is able to identify, detect and protect against malware in real-time. Real-time threat detection is an efficient way to fight cybercrime proactively. With real-time protection, we can obtain intelligent, fresh, and actionable information that can be used to counter attacks and repel future attacks. Relentless, targeted, and disruptive cyber threats have become the new digital reality, and they require an equally relentless, directed, and innovative defense.

**The frontline of cybersecurity**

Against this backdrop of cybersecurity threats, challenges, developments, and changes emerged cybersecurity labs, which create safe environments for learning about and engaging in cyber defense-related activities such as malware detection and remediation. These labs are designed to address the always evolving and always critical need for improved cyber threat intelligence, as well as the need for cybersecurity training and education.

[Reason Labs](https://labs.reasonsecurity.com/) is the threat research division of Reason Cybersecurity, a leading cybersecurity company focusing on endpoint privacy protection. Reason’s objective is to address a dynamic threat landscape with advanced and innovative technology and to encourage in-depth digital literacy about today’s cybersecurity issues.

![](https://cms.reasonlabs.com/cdn/shutterstock_602578049-300x200.jpg)

**From a private malware sample collection to global threat intelligence**.

![](https://cms.reasonlabs.com/cdn/a-1-3349160656-1571296219575.png)

Reason Labs’ massive data collection started 20 years ago when **Andrew Newman**, then a young cybersecurity researcher, started collecting and classifying malware samples. Those samples eventually became the basis of Reason Labs’ massive data collection and formed the foundation for Reason’s powerful AV engine and cloud detection technology.

Today, using one of the most powerful, robust AV engine in the world, [Reason Cybersecurity](https://www.reasonsecurity.com/) protects over 100 million users across 180 countries. The engine classifies unknown malware threats and delivers immediate threat alerts by relying on deep intelligence and data analysis along with advanced technologies such as predictive threat determination and contextual reputation metrics.

Reason’s multi-dimensional intelligence is based on the reverse engineering and analysis of cyber attacks, our internal networks, real-time behavioral analysis, and machine learning models developed by some of the best minds in the industry, and provides its users with comprehensive, vigorous protection from both known and zero-day threats. Access to this powerful, multi-layered intelligence is enabled via Reason’s cloud-based API.

![](https://i2.wp.com/blog.reasonsecurity.com/wp-content/uploads/2019/10/shutterstock_639700315.jpg?fit=720%2C405&ssl=1)

**Paving the way to better cybersecurity**.

The intelligence community’s continued and expanding need to improve cyber threat surveillance and detection prompted Reason Labs to share its cyber intelligence, research, and technologies, including its constantly-expanding library of cyber threats, and to develop a large network for updating and exchanging security information on an ongoing basis.

Today, sharing among antivirus labs is becoming more commonplace and contributes to a unique synergy in the cybersecurity intelligence community. Cybersecurity companies are starting to actively collaborate towards a common goal: to develop a powerful and swift defense against a “Wild West” landscape of cybersecurity threats that are increasingly potent and dangerous.

**The future of threat intelligence.** 

In spite of this unique synergy and collaboration, the future of threat intelligence is still a pressing issue. Cybersecurity defenders are in a perpetual race to stay one step ahead of threat actors, which means that the need to improve cyber threat detection methods remains both constant and urgent. As one of the leaders in that race, Reason uses cutting-edge technologies such as behavioral analysis, cloud-based security services, and predictive, reputation-based threat intelligence in order to classify, detect and neutralize cyber threats. 

![](https://reasoncs.wpengine.com/wp-content/uploads/2019/05/F4F5924F-AA1D-4A63-BD0C-884F1B79CAA7-300x212.jpeg)

Reason is also committed to bolstering the capacity of the cyber intelligence community and devotes its considerable talent, expertise, and resources towards building a future cybersecurity that is stronger, faster, and better prepared to face coming cybersecurity threats.

Learn more about [Reason Labs](https://labs.reasonsecurity.com/why-reason-labs)

The advent of the Internet and Internet-enabled technologies not only ushered in the era of…

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Threat Intelligence; A Unifying Force of the Future.

Recently, the cryptoblackmail scam, **“ScamYourself”**, has returned to the market – many users  
worldwide have been complaining about receiving emails from sender “SaveYourself@856.com”, who claims he hacked their computer and caught them in some awkward situations and will share them publicly unless they pay him in Bitcoin.

![](https://cms.reasonlabs.com/cdn/unnamed.jpg)

In fact, the users receiving these emails have not been infected and there is no RAT controlling their computer (at least not this one…). The malware author has been infecting stations and using them as proxies to send blackmail emails to the victims, and for Monero mining. The victims’ email addresses and passwords were just found in a password dump file and the attacker has been trying his luck with them. The capabilities of the malware are as follows:

1.  Blackmailing
2.  Monero miner

Infected files were able to reach more than 110K users in a very short time because of the malware’s spreading capability. A quick search in Google showed many users complaining about the “saveyourself” scam virus as well as many sites suggesting their product for removing the malware (although the users that received the email were not infected by the malware itself -their emails were just exposed in a dump), which is actually what could cause the computers of those users to become infected with the malware.

  
It is very possible that the malware author has gathered and combined several viruses and changed them to suit his needs (bitcoin wallet addresses and so on).

Read the full report **[here](https://www.virusbulletin.com/virusbulletin/2019/10/guest-article-threat-analysis-report-save-yourself-malware/)**

Recently, the cryptoblackmail scam, “ScamYourself”, has returned to the market – many usersworldwide have been…

Threat Analysis Report: Save Yourself Malware

To start with, weird, no make that really weird, messages, ransoms, and insults, yes insults, happen. And on that note, in honor of **National Cyber Security Awareness Month**, today’s post looks at some of the craziest ransomware that we’ve seen to date, starting with the **Nemty ransomware attack**, named for the file name extension it adds to files following its encryption process. After the encryption process is complete, Nemty sends a note informing its victims that the hackers hold the encryption key to their encrypted data and that the data is recoverable for a price. Victims are then given a link to a portal to pay the ransom fee as well as a link to another website with a chat function and more information about the hacker’s demands.

Till now, this is all pretty standard ransomware behavior. What’s crazy about Nemty is that it contains the word ‘hate’ in the mutex object, which is used by hackers to avoid reinfecting the same system as well as to take control of the host’s resources. Even more odd, though, is that the Nemty code also contains a link **[to this image of Vladmir Putin](https://pbs.twimg.com/media/Dn4vwaRW0AY-tUu.jpg:large)** with a caption that reads _**“I added you to the list of \[insult\], but only with pencil for now”**_. Researchers later also found out that this odd bit of code was meant to send a direct message to the antivirus industry.

### Jigsaw and Cerber

Next up on the ‘crazy meter’, and probably the ‘creepy meter’ as well, is the **Jigsaw ransomware**, which was released in 2016. Jigsaw was given the Jigsaw moniker because of the popup image of “Billy the Puppet” from the horror film “Saw” that appears once Jigsaw infects the user’s system and encrypts his files. Jigsaw first encrypts the victim’s files, and then starts deleting them, and continues to delete them until a ransom fee is paid.

Its creepiness level is on a par with **Cerber** **ransomware**. Cerber is a whole new level of ransomware as it’s actually ransomware as a service (RaaS). Yes, you read correctly; the attacker “licenses” the ransomware over the Internet and splits the ransom with the developer. Cyber criminals can sign up to be Cerber affiliates and then deliver the ransomware to their heart’s content as long as they pay a 40% cut of the ransom to the developer. Everybody is happy…, except of course the victim. However, the licensing aspect isn’t the weird part. What’s weird is that this ransomware talks! One of the ransom notes that it sends has specific script that causes the computer to play a voice message that repeatedly says _**“Attention! Your documents, photos, databases, and other important files have been encrypted!”**_ Imagine sitting down with a cup of coffee, turning on your computer and hearing that message!

![](https://cms.reasonlabs.com/cdn/shutterstock_640178812-e1577201268946.jpg)

### Popcorn Time

And then there’s **Popcorn Time ransomware** (not related to the BitTorrent platform for free video streaming), which like any proper ransomware, encrypts the contents of your computer so you can’t access it unless you pay a ransom fee. The ransom fee? Either pay up in Bitcoin, approximate $770 worth at the time Popcorn Time was first launched or infect two other people with Popcorn Time. The second option, to infect two other people, is called the ‘nasty way’ in the ransomware message that Popcorn Time sends and says that if the victim sends the malicious link on to two other people and those two people install the file and pay, the original victim gets his files back without paying the ransom. This truly is a nasty option because it manages to both turns users against each other and make the users that choose this option cyber criminals themselves.

![](https://cms.reasonlabs.com/cdn/shutterstock_732549430-e1577201360685.jpg)

### Final thoughts

Reading about odd ransomware attacks might pique our curiosity and make us wonder why in the world some ransomware writers thought it wasn’t enough to make their ransomware malicious, so they had to make it crazy too, but it shouldn’t distract us from the real problem: the serious and imminent threat to our privacy posed by ransomware. **Ransomware is the fastest-growing type of cyber crime**, achieving epidemic proportions around the globe and quickly becoming the go-to method of cyber attacks for hackers. One of the reasons for the spike in ransomware is that companies often find it more expedient and cost-effective to just pay the ransom fee to get their data back. Taking this approach, however, has created an untenable trajectory; encouraging attacks that are increasingly ambitious, widespread, and costly.

As long as cyber criminals continue to benefit from encrypting data and restricting users from accessing it, they will continue to create and send ransomware to infect systems. Seriously, if you haven’t already, it’s time you got ransomware protection.

Next up on the ‘crazy meter’, and probably the ‘creepy meter’ as well, is the…

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What happens when ‘ransomware’ meets ‘crazy’?

## 6 tips for celebrating National Online Learning Day and keeping your data safe!

Online learning certainly has many advantages; it is convenient, cost-efficient, environmentally friendly, and helps knock down educational and socio-economic barriers. However, for the 40 million students who recently fell victim to the famous Chegg breach, online learning might just be a painful reminder of the hazards of the online atmosphere. The **Chegg cybersecurity breach** exposed the email addresses and personal information of 40 million students of the Chegg online education company and left their digital privacy vulnerable. The breach also exposed students’ physical addresses, which could potentially lead to physical security risks. Edmodo, a similar type of education platform, also experienced a cyberattack, where details from millions of user accounts were stolen and offered up for sale on the dark web.

### What to expect in the near future

Magnifying the problem is that very little industry standardization and regulatory insight has kept pace with the rapid growth and proliferation of e-learning platforms. According to insidehighered.com, today **nearly ⅓ of all students take at least one course online**; it is this rapid rate of growth coupled with the e-learning industry’s lack of readiness for cybersecurity threats, that make e-learning platforms highly vulnerable to cyberattacks. Furthermore, it’s reasonable to assume that as the e-learning industry continues to develop, we will see a corresponding increase in the number and frequency of data breaches. Fortunately, there’s no need to panic. Even if industry regulations aren’t where they should be, there are effective measures you can take to protect your data and privacy.

### 6 Cyber Security Tips for Safe Online Learning

- **Always use strong passwords**. Strong passwords are harder for hackers to crack. For a password to be strong, it should be at least 12 characters and contain numbers and symbols as well as both upper and lowercase letters.
- **When you’re finished using a site, log out**. When you login to a website, a cookie, that is used to identify you, is created on your browser. When cookies are stolen, your account can be compromised. This is a problem particularly for sites that hold sensitive information, like online learning platforms which hold your personal data.
- **Don’t give out personal information to someone you’ve met online.** Although this one might be a no-brainer, a reminder is always in order. Online courses are thoughtfully designed so that students can interact with each other via discussion boards, videoconferencing, and email. This is a good thing, but handing out personal information to people you’ve never actually met, no matter how well you think you know them, is never a good idea.
- **Avoid saving personal data on storage devices such as Google or Dropbox.** While cloud services such as Google Drive do take strong security measures to protect your data, privacy is not necessarily their strong suit. Google’s Terms of Service, for example, explicitly give them unlimited access to your personal data. 
- **Install an antivirus (AV) program on your computer**. Probably the single most important measure you can take to secure your digital privacy is to install antivirus software. You can get powerful computer protection with [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection) that provides **real-time, comprehensive security with tracking protection, webcam and microphone protection** and much more. Without AV software, your password can be hacked, your bank account emptied, your computer hijacked, your personal identity stolen, etc.
- **Keep your software up-to-date**. Always keep your AV program up-to-date. AV software rely on several detection methods and one is signature-based, which means that it uses a database of known signature viruses. If your AV software is not current, it might not catch newer viruses. Similarly, your operating system (OS) should be kept current as well. Hackers are always finding new and creative ways to exploit computer operating systems, so new versions must be released in order to patch security holes.

### Stay safe on National Online Learning Day

National Online Learning Day rightfully celebrates the accomplishments in online learning and the people and technology behind these accomplishments, but it should also serve as a reminder of the growing cybersecurity threat. Don’t become one of the next 40 million students whose data and privacy is exposed because of a cyberattack. Make sure you stay safe online.

6 tips for celebrating National Online Learning Day and keeping your data safe! Magnifying the…

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To learn (online) or not to learn?

When someone invests in a new device - be it a new laptop, desktop computer, mobile phone, tablet, or other - usually the first port of call is to set it up with their personal details, favorite apps, and necessary programs. But adding an antivirus to your device must also be part of your initial setup. There are many many types of devices out there but this article is going to take a look specifically at which is the best antivirus for HP laptops.


**Are you protected from online scams? Take our quick Security Quiz to find out.**

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/>

## Antivirus for HP laptop

Statistica [reported](https://www.statista.com/statistics/298967/pc-shipments-worldwide-hp-market-share/#:~:text=In%20the%20first%20quarter%20of,vendor%20overall%20behind%20only%20Lenovo.) that HP’s laptop shipments accounted for 21.8% of global notebook shipments in the 1st quarter of 2023, making it the second largest PC vendor overall, behind only Lenovo. In terms of cybersecurity protection, HP laptops are no different than other laptops or PCs - all computers and laptops need cyber protection. 

## Why use antivirus software for laptops?
Using antivirus software is essential for maintaining the security of your laptop and protecting it from various online threats. It helps ensure the safety of your personal data, prevents malware infections, and provides peace of mind while using your laptop for various tasks. Antivirus software for laptops carries out several important functions:

- **Protection against malware**: Antivirus software for laptops is designed to detect and remove various forms of malware, including viruses, worms, Trojans, ransomware, spyware, and adware. These malicious programs can infect your laptop and compromise its security, steal sensitive information, or disrupt its functionality. The best antivirus software for laptops will help to identify and remove such threats, keeping your laptop and data safe.
- **Real-time scanning**: Antivirus protection for laptops typically includes real-time scanning capabilities, which means it constantly monitors your laptop for any suspicious activity or files. It can detect and block malware as soon as it enters your system, preventing it from causing harm.
- **Web browsing protection**: The best antivirus for laptops will include web browsing protection features, such as safe browsing extensions or browser integration. These features can help identify and block malicious websites, phishing attempts, and other online threats, providing an additional layer of security while you browse the internet.
- **Email and file scanning**: Security software for laptops should also have the ability to scan your emails and files for any potential threats, detect infected attachments or malicious links in emails, and help you avoid opening or downloading malware-infected content. An antivirus will also scan files on your laptop, including downloads, documents, and external storage devices, to ensure they are free from malware.
- **System performance optimization**: Antivirus protection for laptops can also include additional features to optimize your laptop's performance. For example, identifying and removing unnecessary or suspicious files, cleaning up temporary files, and managing startup programs, leading to improved system speed and efficiency.

&nbsp;

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## Security for my laptop

While there are several reputable antivirus software options available for HP laptops, the choice of antivirus laptop security software ultimately depends on your specific needs and preferences. In order to know which antivirus is best for an HP laptop, you need to know what features to look for in HP antivirus software and HP malware protection. These features have been listed and briefly described below.

## What to look for in HP laptop security

- **Usability**: Look for laptop protection software with a user interface that is straightforward, uses universally understood icons, has simple-to-execute scans, and easy-to-understand reports.
- **Detection rate**: Detection rates can vary depending upon whether the laptop antivirus software is run online or offline, but in general, today’s antivirus software should provide at least a 99% detection rate - so don’t settle for less.
- **24/7 real-time protection**: The best antivirus software for laptops offer real-time scans that run continuously in the background, checking all your files. If any malware is detected, the antivirus should update you and then remove or quarantine it, depending on your software settings. 
- **Compatibility**: Choose antivirus software for laptops that don’t conflict with other programs installed on your computer. Whatever operating system or anti-malware tools you have on your system, make sure the antivirus you choose is compatible. 
- **Minimal impact on system resources**: Antivirus solutions place a demand on a computer’s resources, but that demand should not affect your system’s performance in any noticeable way. It should be able to run quietly in the background, checking for viruses and threats, notifying the user if any are found, and removing or guaranteeing them to prevent damage. For example, [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection) by ReasonLabs is a very lightweight program and can run on your device without slowing down other programs - unlike other AVs.
- **Multilayered protection**: The best virus protection for laptops relies on more than just real-time scanning and a virus signature database for detecting malware. The best laptop antivirus software also uses additional detection technologies so they can guard against new and emerging threats too. Behavioral and heuristics-based detection are two of the most effective methods for detecting unknown threats. Combined with real-time scanning, behavioral and heuristics-based detection technologies provide much-needed comprehensive threat detection.
- **Privacy policy**: Antivirus companies are businesses too, and as such, some succumb to the practice of selling your personal information. It is absolutely critical, therefore, that you first make sure that your antivirus company will not share or sell your private data. If you’re not sure about the answer, it’s worth a call to tech support to find out.

## The best antivirus for my laptop

Now that we’ve established what you should look for in an antivirus, and why, it’s clear to see that using a top antivirus for laptops will offer the best level of protection against cyber threats. [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection) by ReasonLabs is a next-generation antivirus solution designed to provide advanced security and protection for your HP laptop. RAV Endpoint Protection uses sophisticated algorithms and behavioral analysis to detect and identify both known and unknown threats. It can detect various types of malware, including viruses, ransomware, Trojans, and other malicious software that may attempt to compromise your system.

RAV Endpoint Protection continuously monitors your system's activities in real-time, allowing it to detect suspicious behavior and potential threats as they happen. This proactive approach helps to prevent attacks and minimize damage before they can cause significant harm. RAV Endpoint Protection offers comprehensive endpoint visibility, providing detailed insights into the security posture of your HP laptop. It allows you to monitor network connections, running processes, file activity, and other system-level events, giving you a clear picture of potential security risks. Additionally, RAV includes webcam and microphone security, helping to minimize the number of possible entry points for attackers.

It's worth noting that while RAV Endpoint Protection can enhance your laptop's security, it's important to consider it as part of a layered security approach. This means combining it with other security measures such as regular software updates, using strong passwords or a password manager, and practicing safe browsing activity to ensure comprehensive protection against a wide range of threats. For more information on the best antivirus for laptops and other devices, visit [www.reasonlabs.com](http://reasonlabs.com).

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There are many many types of devices out there but this article is going to take a look specifically at which is the best antivirus for HP laptops.

What Is The Best Antivirus For HP Laptop Users?

Zip Files (also known as ‘archive files’), are files that have been compressed to reduce storage space. This compressed file format can be used to store and transmit multiple files or folders. Zip files are identified by their ‘.zip’ file extension and are easily created on your desktop. Once a .zip file has been created, accessing the files within requires first ‘unzipping’ or extracting them. As well as being useful for file encryption, and for creating different kinds of archives, zip files are also favored by cyber criminals, who use .zip files to send malicious files.

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## Can A Zip File Be A Virus?

Are zip files safe, or can a zip file be a virus?? As zip file viruses are popular vectors for malware authors, zip files can indeed potentially contain a virus or other malware. Cyber criminals can use zip files to distribute their malicious software because they can pack multiple files together into a single file and make it easier to distribute.

It's important to be cautious when opening zip files, especially if you receive them from an unknown source. You should always scan zip files for viruses before opening them, and install up-to-date [antivirus](https://cyberpedia.reasonlabs.com/EN/antivirus.html) software on your computer to ensure that it can detect and remove the latest viruses and malware. It's also a good idea to avoid downloading and opening zip files from suspicious websites or emails, and to only download files from reputable sources.

## Can Antivirus Software Scan Zip Files For Viruses?

So, the big question is; can antivirus software scan zip files for viurses? Fortunately, antivirus software can and does scan .zip files, but how the scan is performed depends on the antivirus software. Some antivirus software can scan and detect viruses that are inside the archived file. They do this by temporarily decompressing the archived files and scanning the contents, looking for any suspicious files or code that may pose a threat. The antivirus software then checks the file against its virus database to determine if it is infected with a known virus or malware. 

Other antiviruses scan the files for viruses once they’ve been extracted, which is also a perfectly safe method of scanning since the antivirus will still clean, quarantine or delete (depending upon the chosen method) any infected files before they can infect your system or other files. An antivirus software’s ability to scan archived files also depends on the format of the archived files. Sometimes, the antivirus software can only detect a virus in a .zip file, but it can’t take any further steps to remove or delete it. When this happens, you will usually have to run the antivirus directly on the infected file after you’ve extracted it.

## How To Scan A Zip File for Viruses

It is important to scan zip files for viruses to prevent your computer from getting infected with malware that can cause damage to your files and steal sensitive information. Here's how to scan a zip file for viruses:

- First, install antivirus software on your device, such as [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection).
- Next, extract the contents of the zip file to a temporary folder on your computer. You can do this by right-clicking on the zip file and selecting "Extract Here," or by using file archiving software such as WinZip.
- Right-click on the folder containing the extracted files and select "Scan with [name of your antivirus software]" from the context menu. This will initiate a scan of all the files in the folder.
- Wait for the antivirus software to complete the scan of all the files in the folder. This may take a few minutes, depending on the size of the files and the speed of your computer.
- Once the scan is complete, review the scan results to see if any viruses or malware were detected. If the antivirus software detects any viruses or malware, follow the instructions provided by the software to remove them.
- After the scan is complete, delete the temporary folder and its contents to ensure that the virus or malware does not infect your computer.

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## And Then There Are Zip Bombs …
What is a zip bomb? Also known as a ‘decompression bomb’ or ‘zip of death’, zip bombs work differently from other viruses that are delivered by .zip files. Although a zip bomb is usually a small file, designed for ease of transport and to avoid suspicion, when the file is uncompressed its contents exceed far more than the system can handle. They are crafted in such a way that an enormous amount of time, space, and system memory is required to unpack them. Unpacking them thus makes it harder for other programs to operate, including antivirus software, which are the main targets of these zip bombs. 

## What Does A Zip Bomb Do To A Computer?
So, what does a zip bomb do to a computer? Essentially, zip bombs are designed to exhaust your system’s resources so that it crashes and your antivirus software is disabled, which then creates an opening for other types of malware. One notorious example of a zip bomb is the ‘[42.zip](https://www.vice.com/en/article/597vzx/the-most-clever-zip-bomb-ever-made-explodes-a-46mb-file-to-45-petabytes)’. The file itself is only a few kilobytes, but when it’s decompressed it takes up an astonishing 4.5 petabytes worth of disk space! It’s easy to understand, therefore, how zip bombs can crash a computer system. Fortunately, antivirus software can detect zip bombs too. It does this by looking for overlapping files and by knowing not to unpack layer after layer of recursive data - a sure sign of a zip bomb.

## How To Get Rid Of A Decompression Bomb Virus

If you have been alerted that the zip files on your device may contain a decompression zip bomb virus. Here's how to get rid of a decompression bomb virus:

- Restart your computer in Safe Mode: Restart your computer and press F8 repeatedly until you see the Advanced Boot Options screen. Select "Safe Mode with Networking" and press Enter.
- Run an antivirus scan: Update your antivirus software and run a full system scan. This should detect and remove the decompression bomb virus from your system. 
- Delete suspicious files: Look for any suspicious files that are taking up too much space on your computer - a major clue that there is a decompression bomb virus is excessively large files. If you find any suspicious files, delete them.
- Clear temporary files: Delete all temporary files from your computer by opening the Run dialog box (press Windows key + R). Type "temp" and press Enter. Select all the files and delete them.
- Increase your system resources: If your computer is still slow after removing the virus, you may need to increase your system resources. You can do this by adding more RAM or upgrading your hard drive.

## Are RAR Files Safe?
Another type of compressed file to watch out for is the RAR file, recognized by the .rar file extension. A RAR file is used to store and compress large files or multiple files into a single archive. RAR files are especially useful when transferring or storing large files, as they can significantly reduce the file size and make it easier to send or store. Like zip files, RAR files can be password-protected, allowing you to keep the contents of the archive secure.

But are RAR files safe? In and of themselves, RAR files are safe and do not pose a threat to your computer. However, like any other type of file, a RAR file can contain malware or viruses if it has been intentionally or unintentionally infected. Some cybercriminals may use RAR files to hide malware or viruses to evade detection by antivirus software. This can make it more difficult to detect and remove the threat, which is why it is essential to exercise caution when downloading or opening RAR files. As with zip files, it is important to only download RAR files from trusted sources and to have a reliable antivirus software installed on your computer to detect and remove any malware that may be contained within the file. Overall, RAR files are generally safe as long as they come from a trusted source and are scanned for viruses before opening.

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## Protect Your Device
By taking simple pre-emptive precautions, consumers can prevent infected RAR files and zip archive files from infecting their computers.  Utilizing next-generation antivirus software such as [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection) is the first step. By scanning files, you will be alerted if there is any suspicious activity. It’s also advised to exert caution when downloading files from the internet, keep your antivirus software regularly updated and avoid browsing suspicious websites. For more information on RAV Endpoint Protection and other cybersecurity products from ReasonLabs, visit: [www.reasonlabs.com](http://www.reasonlabs.com). 

One of the most popular questions among consumers regarding cybersecurity for their devices is whether or not their chosen antivirus can scan zip files for viruses.

Do You Know How To Scan Zip Files For Viruses And Zip Bombs?

## Stop internet tracking
In the digital age, our lives are increasingly intertwined with the internet. From shopping to socializing, we rely on the online world for countless aspects of our daily routine. However, this convenience comes at a price: [our privacy](https://cyberpedia.reasonlabs.com/EN/privacy%20protection.html). 

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In the vast online landscape, we are constantly being tracked online and monitored by various entities. Whether it's advertisers, [social media platforms](https://cyberpedia.reasonlabs.com/EN/social%20media%20monitoring.html), or even governments, the tracking of our online activities has become ubiquitous. But here's the good news: you don't have to resign yourself to being a passive participant in this surveillance game. With a little knowledge and proactive measures, you can regain control of your online privacy and limit the amount of tracking your experience. 

In this blog, we'll explore effective strategies and practical tips to help you figure out how to prevent trackers, how to stop being tracked online, and how to stop a website from tracking you. We'll emphasize the importance of education and awareness, empowering you with the knowledge to make informed decisions about your digital privacy and stop internet tracking. By implementing these strategies, you'll be taking significant steps toward reclaiming your online autonomy and preserving your [personal data](https://cyberpedia.reasonlabs.com/EN/personal%20data%20protection.html).

## How does internet tracking work?
So, how does internet tracking work? Well, internet tracking is made possible by a few different factors, however the most prevalent is the use of Cookies. Cookies are small packets of data that collect information about you to “enhance” your browsing experience. There are many different types of cookies that function for various reasons, such as Session Cookies, First-Party Cookies, This-Party Cookies, Flash Cookies, and more. Cookies are what make browsing experiences feel customized for the user. Cookies remember your preferences, the items in your Amazon shopping cart, and your user name, among other things. So yes, cookies are important mini-files that make your experiences on websites feel like they were tailor-made for you.

## Why companies track your data
To answer the question of why companies trakc your data, we can simply say companies track your data for personalization objectives. Third-Party Cookies are placed on sites by ad networks and get stored in your web browser with the intent of collecting data on you for marketing purposes. They record your every move as you cross the internet. Your likes, dislikes, and browsing habits are worth a lot of money to advertisers, and ads that are targeted specifically to a user’s browsing history are more valuable than non-targeted campaigns.

Let’s imagine you’re on the lookout for a new refrigerator. You head over to Google to check out prices and models. Afterward, you should expect that ads for refrigerators are going to follow you around from website to website. This is because advertisers can see that you’re in the “new fridge zone” and they’re hoping that you’ll click on one of their ads and that your ad click will eventually convert into a sale.

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## How to avoid being tracked and how to stop internet trackers
Fear not, there are tactics you can learn to combat the rampant tracking out there on the internet today and stop web tracking. If the idea of being watched gives you the creeps, here's how to avoid being tracked and how to stop internet trackers:

- **Enable Do Not Track**: Sure, cookies are a normal part of surfing the web but [you can choose to disable them](https://allaboutdnt.com/) by going into your browser’s settings under “Privacy” and choosing to “Send a Do Not Track Request” to websites. In theory, at least, this means you can stop website tracking because websites shouldn’t place tracking cookies into your browser… but it doesn’t really work out like that. Honoring the request on the part of websites is voluntary and thus an unfortunate amount of websites will still take the liberty of tracking.
- **Use HTTPS everywhere**: The S in HTTPS means that the information being transferred uses the Hypertext Transfer Protocol over Secure, which is a secure data transfer protocol. Created by the Electronic Frontier Foundation, one of the leading non-profit digital rights groups, [their plugin](https://www.eff.org/Https-everywhere) forces websites that use the regular not-as-secure HTTP data transfer protocol to use HTTPS, thereby enhancing the security and privacy of your data through encryption.
- **Use a browser extension**: Using a security and privacy-focused [browser extension](https://cyberpedia.reasonlabs.com/EN/browser%20extension.html), such as [RAV Online Security](https://reasonlabs.com/platform/products/extension) for Google Chrome or Microsoft Edge, can provide protection against intrusive trackers, cookies, malicious URLs, harmful extensions, and more. These privacy and safety features work together to help stop internet trackers and keep you safe while surfing the web.

## Stop Google from tracking search history
Google is the most widely used search engine in the world with [over 80%](https://www.statista.com/statistics/220534/googles-share-of-search-market-in-selected-countries/) of desktop search traffic originating from it - odds are, you are a user. So what are some practices you can use to stop Google from tracking search history and potentially invading your privacy?

One way is to set up [Incognito Mode](https://cyberpedia.reasonlabs.com/EN/incognito%20mode.html) on your Chrome browser. Also known as Hidden or Private Mode, this is one of the easiest ways to stop some of the effects of tracking. Note we said “some”, and that’s an important caveat.  Incognito mode does keep your website history from being stored and reported to ad networks. But your [IP address](https://cyberpedia.reasonlabs.com/EN/ip%20address.html) can still be tracked and your internet service provider and websites that you log into will still recognize you, leaving you open to some forms of tracking.

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## How to stop websites from tracking you
So, by now have you asked yourself, “How to block online trackers?” Figuring out how to stop websites from tracking you is no easy task. There are, however, many tools that you can use to help. Below are just a few examples of cyber tools you can leverage in order to stop trackers from following you around online:

- **VPNs**: Using a [Virtual Private Network (VPN)](https://reasonlabs.com/platform/products/vpn) creates a secure, encrypted “tunnel” from your device to the VPN server, ensuring the security and privacy of your connection. It also hides your IP address, making it look like the traffic is coming only from the VPN service provider. For example, with a VPN, you can use public Wi-Fi spots safely and surf the web with confidence.
- **TOR (The Onion Router)**: To achieve near-total anonymity, consider using the famed [TOR browser](https://cyberpedia.reasonlabs.com/EN/tor%20network.html). By routing your traffic through a network of encrypted layers, the user’s origin is very well hidden. Anyone who tries to track your web traffic only sees the relay computers moving the traffic around from layer to layer. This means that advertisers can’t track you at all. 
- **Private search engines**: Political dissenters and whistleblowers aside, many privacy advocate experts agree that using TOR is perhaps a bit of an overkill for average web users. You could instead use a private search engine, such as [DuckDuckGo](https://duckduckgo.com/), to stop online tracking.

These methods aren’t foolproof, but in truth, to greatly increase your online privacy you don’t need to achieve 100% anonymity. What you need is a solid understanding of what’s at stake and what you can do to mitigate the effects of tracking. And the more methods you use, the better off you’ll be. To learn more about privacy protection online and how to stay secure, visit [reasonlabs.com](http://reasonlabs.com). 

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We'll explore effective strategies and tips to help you figure out how to prevent trackers and how to stop being tracked online.

Tired of Being Tracked? How to Stop Being Tracked Online

You probably already realize that keeping your social security number (ssn) secure is really important. But have you ever thought about what would happen if you didn’t keep it safe? And what the repercussions would be?

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**Check your social security number is safe from cybercriminals on the dark web. You could be at risk of identity fraud. Check now.**

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How do hackers get your social security number? And what can they do with it once they have it? Read on to find out how and why a hacker would steal your social security number, and how to prevent this type of identity theft from happening.

## Why would someone steal your social security number?

To get a true understanding of why it’s so important to make sure that your social security number never falls into the wrong hands, let’s start from the beginning. A social security number is a nine-digit number issued by the government to all U.S. citizens. These numbers were first issued in the 1930s to track accounts in the newly formed [New Deal Social Security program](https://www.ssa.gov/history/briefhistory3.html#:~:text=The%20Social%20Security%20Act%20was,a%20continuing%20income%20after%20retirement.) and were never supposed to be used as a primary way of identifying oneself.

But seeing as almost every American citizen holds a social security number, it has since become the de facto way of identifying people. It’s how the IRS keeps track of individuals. You also need one in order to obtain a passport, open any kind of financial service, get a driver’s license, or apply for insurance. 

For the most part, the requesting parties will use your social security number as an easy way to ID their customers, not because they actually need it. Yet in practice, this means that all these businesses and organizations have people’s most sensitive data stored on their servers, even though in the vast majority of cases it’s totally unnecessary. Consequently, if any of these organizations or businesses get hacked, social security numbers are the very first thing hackers will go after. 

## How can someone steal your social security number?
A variety of [data breaches](https://cyberpedia.reasonlabs.com/EN/data%20breach.html) can lead to the compromise of your social security number. For example, hackers and cybercriminals target businesses, government agencies, educational institutions, and healthcare providers to gain unauthorized access to their databases containing personal information, including social security numbers.

&nbsp;

**Your social security number is important. Check it’s not being shared on the dark web. If it is, you could be at risk of identity fraud.**

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## How do hackers get your social security number?
Additionally, there are some other common types of data breaches that could put your social security number at risk:

- **Phishing attacks**: Hackers can get your social security number through the use of [phishing](https://cyberpedia.reasonlabs.com/EN/phishing.html) emails or messages, sent to trick individuals into providing their sensitive information, including social security numbers, by posing as legitimate organizations or individuals.
- **Insider threats**: Employees, contractors, or individuals with authorized access to databases may misuse their privileges to access and steal personal information, such as social security numbers.
- **Lost or stolen devices**: If a device containing personal information, such as laptops, smartphones, or external hard drives, is lost or stolen, it could lead to a data breach if the data is not properly encrypted or protected.
- **Unsecured websites or databases**: Insecurely designed or maintained websites and databases may expose sensitive data, including social security numbers, to unauthorized individuals.
- **Malware and ransomware**: Malicious software, or ‘[malware](https://cyberpedia.reasonlabs.com/EN/malware.html)’, can infiltrate computer systems and networks, allowing attackers to access and steal sensitive data, including social security numbers. [Ransomware](https://cyberpedia.reasonlabs.com/EN/ransomware.html) attacks can also lead to data breaches if sensitive information is exposed or encrypted.
- **Third-party vendor breaches**: Organizations often share sensitive data with third-party vendors. If one of these vendors experiences a data breach, it could compromise the data of their clients, including social security numbers.
- **Social engineering**: Attackers may use [social engineering](https://cyberpedia.reasonlabs.com/EN/social%20engineering.html) techniques to manipulate individuals into revealing their social security numbers or other sensitive information.
- **Data leaks and misconfigurations**: Misconfigured cloud storage, publicly accessible databases, or accidental data leaks can lead to the inadvertent exposure of sensitive information, including social security numbers.
- **Physical breaches**: Theft or unauthorized access to physical records, such as paper documents or files, containing personal information can also result in a data breach.

It's important to note that even with strong security measures, no system is entirely immune to data breaches. That's why it's crucial to be cautious about sharing your social security number and other personal information, and to monitor your accounts and credit reports regularly for any signs of suspicious activity. Additionally, being informed about data breaches and following best practices for online security can help reduce the risk of your social security number being compromised.

## Can someone access my bank account with my social security number?
Unfortunately, the answer to this is ‘Yes’ - once a threat actor has your social security number, they can indeed open bank accounts in your name, or add names to your existing bank accounts so they can access said accounts and help themselves to the funds deposited there.

## What can a person do with your social security number?
What if someone steals your social security number? What can they actually do with it? Once a hacker has your social, he or she can commit all kinds of identity fraud - it doesn’t stop at bank accounts. And unfortunately for the victim, sorting out identity theft is terribly complex. In some cases, the victim may spend the rest of his or her life dealing with the consequences. 

&nbsp;

**Your social security number may have been posted on the dark web. Check for free using just your email address.**

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## What can hackers do with my social security number?
Below are just some of the things hackers can do once they have your social security number:

- **Sell it on the dark web**: Selling your data to another cyber criminal is one of the possibilities - there’s a huge market for consumer data on the [dark web](https://cyberpedia.reasonlabs.com/EN/dark%20web.html).
- **Open credit cards in your name**: To open almost any credit card account, all you need is an SSN, name, and address. After stealing your SSN, getting your name and address is a relative cinch. Together, these three pieces of information in the wrong hands are incredibly damaging.
- **Get your tax return**: You may be eagerly awaiting your tax return money, but as long as an attacker has your SSN name and birthdate, he or she can file a tax return in your name. Goodbye money, and more importantly, goodbye security and privacy.
- **Take out loans in your name**: Armed with your SSN and name, attackers can take out loans and never pay them back. This causes huge damage to your credit rating, ability to get insurance and can even prevent you from getting a job in the future.
- **Use your health coverage**: Imagine getting a statement for a medical procedure you know you’ve never had, and having to pay the bill. With just your SSN, a hacker can pose as you, receive medical treatment and stick you with the bill. As terrible as this is, messing with your medical can get much worse; if an attacker is treated in your name, his or her current medical issues will be added to your records, which could lead doctors to prescribe incorrect or unnecessary medications or procedures.
- **Claim to be you if charged with a crime**: Did you really think a hacker would ‘fess up if caught by the police? Nah, they’ll just pretend to be you instead. By giving your name over to the authorities, you have become a part of their web of crime and lies, which may keep you from getting lines of credit and jobs … and worse of all may land you in prison.
- **Open utilities in your name**: All it takes is an SSN and name to open accounts at certain utilities such as gas, electric and phone companies. Attackers may run up bills under your name and then you get stuck with the bill.

So if you were wondering ‘What can hackers do with my social security number’, you can see that unfortunately, the list is pretty long - further verifying the need to protect your social security number.

## 6 ways to protect your social security number
Now that we’ve established the dangers of SSN theft, it’s important to understand how to protect your social security number from falling into the wrong hands:
1. **Take your SSN card out of your wallet**: Some people have the habit of carrying their social security card around, but this is a huge mistake. Take it out ASAP and put it someplace very secure, like a safe deposit box.
2. **Learn it by heart**: Memorizing your social security number means you’ll never need to write it down unnecessarily.
3. **Don’t give your number out**: As we mentioned, some companies ask for your SSN but that doesn’t mean you need to give it to them. Unless it’s your employer, bank, the IRS or some other government-backed agency who’s asking, you can and should decline to provide that information.
4. **Never put it in email or text**: Even if you do need to give over your social to one of the parties listed above, make sure to NEVER put it in an email or text message. If your phone/email or the receiving party’s phone or email gets hacked, your social is toast.
5. **Shred documents**: Another way attackers get your SSN is by fishing through your trash. There is a decent chance that your SSN or other identifying information may be listed somewhere on papers you’re throwing out. Don’t risk it and shred everything with an office-grade shredder.
6. **Monitor your credit card statements**: Keep super close tabs on your bank and credit card statements. This will allow you to see if anyone has opened anything in your name before there is widespread damage.

&nbsp;

**Your social security number is too important to fall into the hands of cybercriminals. Make sure it’s not visible on the dark web.**

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## What to do if your SSN is stolen
You may be worried that your SSN has already been compromised. If you believe you are a victim of identity theft, it's essential to take immediate action to protect yourself and minimize potential damage. Below is our list of tips for what to do when your SSN is stolen.

### What to do when your SSN is stolen
- **Contact the authorities**: Report the suspected identity theft to your local law enforcement agency and file a police report. This documentation may be necessary when dealing with creditors, financial institutions, and government agencies.
- **Notify the Federal Trade Commission (FTC)**: You can report the identity theft to the [FTC online](https://www.ftc.gov/news-events/topics/identity-theft/report-identity-theft) or by phone at 1-877-438-4338. The FTC can provide guidance on how to proceed and may offer resources to help you recover from identity theft.
- **Contact credit bureaus**: Reach out to the three major credit bureaus ([Equifax](https://www.equifax.com/personal/), [Experian](https://www.experian.com/), and [TransUnion](https://www.transunion.com/?atvy=%7B%22205045%22%3A%22Experience+B%22%7D)) and place a fraud alert on your credit reports. This will make it more difficult for an identity thief to open new accounts in your name. When you place a fraud alert with one bureau, they are required to notify the others.
- **Review your credit reports**: Obtain free copies of your credit reports from each of the three credit bureaus. Review them thoroughly to identify any unauthorized accounts or suspicious activity. You are entitled to a free credit report from each bureau once every 12 months through [AnnualCreditReport.com](https://www.annualcreditreport.com/index.action).
- **Close compromised accounts**: If you identify any fraudulent accounts, contact the respective financial institution or creditor immediately. Explain the situation and have the accounts closed to prevent further misuse.
- **Update passwords and PINs**: Change the passwords and PINs for your online accounts, especially those linked to financial or personal information.
- **Contact the Social Security Administration**: Inform the Social Security Administration (SSA) about the identity theft. You can report it online at [www.ssa.gov](http://www.ssa.gov/), or call their fraud hotline at 1-800-269-0271.
- **Monitor your accounts**: Keep a close eye on your bank accounts, credit cards, and other financial accounts for any suspicious transactions. Report any unauthorized activity to the respective institutions.
- **Consider credit monitoring or identity theft protection services**: These services can help you monitor your credit and provide alerts if there is any unusual activity.
- **Stay vigilant**: Remain vigilant in monitoring your financial accounts and credit reports for an extended period. Identity thieves may attempt to use your information again even after the initial incident.

Remember, identity theft can have serious consequences, so it's crucial to act quickly and decisively. By following these steps and working with the appropriate authorities, you can start the process of recovering your identity and protecting yourself from further harm. Ultimately, when it comes to protecting your social security number, the best move is to never give it out without thoroughly understanding to whom, and why, you’re giving it out. Keeping your social security number secure is a long-term prospect, but one that’s well worth the effort.

At ReasonLabs, we’ve developed cybersecurity features to help you quickly and proactively detect if any of your personal information has been compromised online. For example, our [Online Security](https://reasonlabs.com/platform/products/extension) browser extension contains a Dark Web Monitoring feature enabling you to check if any of your email accounts have been subject to a data breach. For more information on identity theft, digital fraud and online security best practices, visit [www.reasonlabs.com](http://www.reasonlabs.com). 

&nbsp;

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You probably already realize that keeping your social security number secure is really important. But what can happen if it gets stolen - and how can you prevent this from happening?

How Can Hackers Steal Your Social Security Number?

## Is Cash App Safe?

Is [Cash App](https://cash.app/) safe? Well, Cash App is a popular mobile payment app that allows users to send money to their friends and family, as well as receive payments from them, buy goods and services, and invest in stocks or cryptocurrency. Unfortunately, scammers are taking advantage of this platform and attempting to steal users’ personal information or money through various Cash App scams. However, many prospective users will want to know: Is Cash App safe to use?  In this blog post, we will discuss the different types of Cash App scams you should be aware of, how to protect yourself from fake Cash App transactions, and what steps you can take if you become a victim of one of these schemes. 

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## What is a Cash App Scam, and how does it work?

So, what is a Cash App Scam and how does it work? The rise in popularity of [peer-to-peer](https://cyberpedia.reasonlabs.com/EN/peer-to-peer%20(p2p).html) mobile payment platforms, like Cash App, has led to an increase in fraud and scams targeting users of these apps. It's becoming increasingly important to know the different types of Cash App scams out there, so you can protect yourself and your hard-earned money. Financial scammers typically use fear tactics or promises of easy money to lure their victims in. A Cash App scam may involve imposters posing as customer service agents, such as a Cash App representative, and asking users for personal information, or requesting money to resolve an issue with the user's account. 

In a [Cash App “flipping” scam](https://www.makeuseof.com/cash-app-money-flip/), scammers will promise to increase your cash amount by ‘flipping” your money, in exchange for a smaller amount sent through Cash App. This is often precluded by a message claiming that they need to verify your identity, or that there are taxes or fees associated with the transaction. Unfortunately, once the money is transferred, it's nearly impossible to get it back. There are tons of other Cash App scams of similar ilk, including through popular social media platforms. Facebook Cash App scams (often using Facebook Marketplace), Cash App Instagram scams, Cash App scams through the Reddit site, and crypto platforms like Bitcoin Cash App scams have all been reported.

## Cash App Scams on Facebook

Although Cash App Scams can occur on many different platforms or through other channels of communication, Cash App Scams on Facebook remains one of the most popular places for such activity. Unfortunately, there have been numerous reports of Cash App Scams on Facebook recently. Cash App Facebook scams rely on social engineering to make them effective:

- **[Cash Flipping Scams](https://www.rockrivercurrent.com/2022/08/17/rockford-woman-warns-others-after-falling-prey-to-facebook-scam-losing-cash/)**: Scammers post deals on Facebook that claim to double or triple the amount of money you send them through Cash App. However, once you send them the money, they disappear, and you never receive anything in return. 
- **[Prize Or Giveaway Scams](https://www.komando.com/security-privacy/giveaway-scams-facebook-instagram/824423/)**: Fraudsters may create posts or groups on Facebook claiming to offer Cash App giveaways or prizes. They may ask users to send them a small amount of money through Cash App as a processing fee or to verify their eligibility. However, once the money is sent, the scammers disappear, and the promised prize or giveaway never materializes.
- **[Marketplace Scams](https://www.wcnc.com/article/money/consumer/facebook-marketplace-scam-alert-consumer/275-8ff991e1-4852-4eae-8c39-230024096c00)**: Scammers may try to buy items from sellers on Facebook Marketplace using fake Cash App accounts. Fraudsters will ask for the seller’s email address in advance, and then send a fake Cash App email invoice to show proof of payment. The seller will then send them the item without ever receiving payment. 
- **[Fake Customer Support](https://cyberpedia.reasonlabs.com/EN/customer%20support.html)**: Scammers may create fake customer support accounts or pages on Facebook and offer assistance with Cash App-related issues. They will then ask for your personal information or login credentials to resolve a supposed problem. Providing this information can lead to identity theft or unauthorized access to your Cash App account.

Users should remain skeptical of any offers or requests for money that seem too good to be true. Always verify the legitimacy of the source, double-check information, and be cautious about sharing personal or financial details online. If you encounter any suspicious activity or believe you've been targeted by a Cash App scam on Facebook, report it to Facebook and Cash App's official channels immediately.

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## Is it safe to give out your Cash App tag?

When it comes to sharing your Cash App tag, it's important to exercise caution and be mindful of potential risks. Sharing your Cash App tag can potentially expose your username or associated email address or phone number. Depending on your privacy settings, this information may be visible to others. Be aware of who you share your Cash App tag with and consider adjusting your privacy settings to limit the visibility of your personal information.

Sharing your Cash App tag publicly or with unknown individuals may put you at risk of scams or fraudulent activities as it allows scammers to reach out to you, pretending to be someone else or offering fake deals. When you share your Cash App tag, others can see your transaction history and potentially monitor your financial activities. While this might not be a direct risk, it can still impact your privacy and security.

Similarly, sharing your Cash App tag on social media or other public platforms might make you a target for social engineering attacks. Cybercriminals could use the information you publicly share to gather more details about you, increasing the chances of successful targeted attacks. Only share your Cash App tag with trusted individuals. 

## What do I do if a random person sent me money on Cash App?

Have you ever asked the question, What do I do if a random person sent me money on Cash App? If you were accidentally sent money on Cash App, this could be part of a social engineering scam through Cash App. Scammers will deposit money in your Cash App account “by accident”, as part of a plan to gain your trust, or as a way to lure you into conversation (which can lead to other scams). They may even claim it was a mistake and ask you to refund them the amount they sent. In actual fact, they most likely used stolen credit card numbers to fund their account. Therefore, if you send them a “refund” and the person whose credit card was stolen files a fraud claim, you too will lose your money. If a random person sent you money on Cash App and you don't know who they are or why they sent you the money, here are a few steps you can take:

1. Confirm the transaction to ensure that it is legitimate. Make sure the sender's information matches the details provided by Cash App.
2. Contact the sender via Cash App's messaging feature. You can ask them about the reason for the transaction and if it was intended for you. Keep in mind that the sender may not respond or may not know why they sent you money either.
3. Do not spend or withdraw the funds until you have a clear understanding of the situation. Leaving the funds untouched will help avoid potential complications.
4. Report the issue to [Cash App's Customer Support](https://cash.app/legal/ca/en-ca/contact-cash-support). They can guide you on how to proceed and provide assistance in resolving the situation. 
5. Avoid sharing any personal or financial information with the sender or any other unknown individuals who may contact you regarding the transaction. Scammers may try to deceive you into revealing sensitive details or ask for a refund, which could lead to further complications.
6. Monitor your account for any additional unexpected transactions or suspicious activity. If you notice anything unusual, report it to Cash App immediately. Contacting their customer support is crucial to ensure a proper resolution.

## How to protect yourself from Cash App Scams

In today’s digital world, financial fraud and scamming are rampant, and Cash App is no exception. As mentioned above, scammer’s tactics are wide and varied - so protecting yourself from Cash App fraud is fundamental. It requires a heightened sense of alertness to detect and avoid scams before it’s too late. To keep your money and financial information safe, it's imperative to maintain healthy skepticism and knowledge of common Cash App scams. Overall, staying informed, verifying transactions, and reporting suspicious activity are essential strategies to safeguard yourself against a Cash App hack. To avoid falling victim to any nefarious Cash App scams, there are some practical tips you can follow to protect personal accounts and information from unauthorized access. Here's how to protect yourself from Cash App Scams:

- Be wary of any unsolicited requests for money or sensitive information.
- Always think twice about sharing personal information or sending money to someone you don't know and trust.
- Enable two-factor authentication for your account - this will add an extra layer of security to your login process. 
- Keep your software and operating systems up to date, as these updates often address security vulnerabilities. 
- Always verify the person or company you are dealing with before making any transactions on your Cash App account.
- If accessing your account or making transactions online while using public Wi-Fi, utilize a VPN like RAV VPN for an extra layer of cyber protection.
- Use the app's built-in security features such as fingerprint ID or PIN code to protect your account. 

## If you suspect a Cash App hack …

Unfortunately, falling victim to a cash app scam is a common occurrence. If you suspect a Cash App hack, the good news is that there are steps you can take to protect yourself and your money. First, contact the Cash App support team immediately to report the scam and freeze any transactions. They will be able to walk you through the process of recovering any lost funds. Second, change your login credentials and monitor your account activity regularly to ensure that no further Cash App hacks occur. It's always important to stay vigilant and cautious when making transactions online to avoid future fraudulent activity. It is essential to take action as soon as possible if something feels suspicious so that further damage can be avoided. With these tips in mind, you should feel safe when using the Cash App for payment transfers!

For more information, visit [https://www.reasonlabs.com](https://www.reasonlabs.com).

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We will discuss the different types of Cash App scams you should be aware of, how to protect yourself from fake Cash App transactions, and what steps you can take if you become a victim of one of these schemes. 

Cash App Scams & Fraud: How Can I Protect Myself?

PayPal has become a popular and convenient platform for online payments, but like any online service, it is not immune to scams. In this blog, we will explore the topic of PayPal scams, addressing the important question: Is PayPal safe? We will also provide guidance on what to do if you fall victim to a PayPal scam, how to report PayPal scams, and how to help protect yourself and minimize the impact of fraudulent activities.

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## Is PayPal Safe?
Let's first answer the question is PayPal safe. PayPal is generally considered a secure platform for online transactions, but it's important to remain vigilant and take necessary precautions to safeguard your account. PayPal offers robust security measures such as encryption, buyer and seller protection policies, and two-factor authentication, and works diligently to combat scams. Nevertheless, scammers may attempt to exploit vulnerabilities through various tactics. It's crucial to educate yourself to stay alert to protect your PayPal account - be aware of potential scams, check for unauthorized charges on PayPal, and learn how to report scams to PayPal.

## Common PayPal Frauds to Watch Out For
There are several common PayPal frauds to watch out for that include these scamming tactics:

- **Phishing Scams**: Scammers may send fraudulent emails or messages impersonating PayPal, asking you to provide sensitive information like your password, Social Security number, or financial details. They often create fake websites that mimic PayPal's login page to trick users into revealing their credentials. It’s important to report PayPal phishing attempts if you suspect them, as this can help save others from being in the same position.
- **Fake Payment Scams**: Scammers may pose as buyers and send fake PayPal payment confirmations, tricking sellers into believing they have received payment for goods or services. In reality, no funds have been transferred, and scammers may request the seller to ship items before payment is actually received.
- **Overpayment Scams**: Scammers may overpay for an item you are selling on platforms like eBay or Craigslist and ask you to refund the excess amount. They may use fake or stolen PayPal accounts for this purpose, leaving you out of pocket once the payment is reversed or reported as unauthorized.
- **Unauthorized Transactions**: If someone gains unauthorized access to your PayPal account, they can make purchases or transfer funds without your knowledge. It's important to regularly monitor your account for any suspicious activity and report unauthorized PayPal transactions immediately.
- **Charity Scams**: Scammers will exploit people's generosity by creating fake charity campaigns or disaster relief efforts. They then request donations through PayPal, and may set up fake PayPal accounts, so the funds never actually reach the intended recipients.
- **Buyer/Seller Disputes**: In some cases, scammers take advantage of PayPal's buyer/seller protection policies by filing false claims or disputes. They may receive goods or services but falsely claim they were never received, leading to a refund at the seller's expense.
- **Fake Password Reset Alerts**:
Scammers will send an email purportedly from PayPal, asking users to reset their password - but the login page is fake, so when users enter their new login information, it’s immediately stolen by the hacker.  

It's important to note that scammers continuously adapt their tactics, so new variations of PayPal scams may arise. Staying informed about the latest scam techniques and being cautious when conducting transactions online can help protect you from falling victim to such scams. Remember to verify the authenticity of emails, double-check payment confirmations, and report PayPal scammers and other suspicious activity.

## Recent PayPal Frauds

In January 2023, close to 35,000 PayPal users had their accounts hacked by a [credential-stuffing attack](https://www.phonearena.com/news/paypal-security-breach-credential-stuffing-attack_id145059). Hackers utilized previously leaked login info that was then used to gain access to PayPal accounts when the user reused the exact same login details on the PayPal site. PayPal was able to stop the attack and reset the passwords for the users so the hackers would lose access. Interestingly, as it wasn’t the PayPal servers themselves that were hacked, this attack relied purely on users having reused their passwords. So it’s really a lesson to us all not to reuse old passwords! 

In May 2023, an [Instagram user](https://www.nbcchicago.com/news/local/shocked-it-was-so-easy-instagram-scam-victims-call-for-more-protections/2844474/) reported that scammers had tried to gain access to her PayPal account after first contacting her on the popular social media platform - with the aim of stealing her credentials and funds. This is another reason to stay vigilant when it comes to authorizing online payments: hackers have a variety of methods and forums through which they may try to gain access to payment sites and private information.

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## “I Got Scammed On PayPal!” - How To Report A Scam On PayPal

If you suspect that you may have been a victim of a PayPal phishing email or other kind of PayPal scam, it must be reported and dealt with straight away. Follow the steps below to learn how to report a scam on PayPal:

- **Contact PayPal**: Report scams to PayPal immediately. Any fraudulent activity should be reported to [PayPal's Security Center](https://www.paypal.com/us/security/report-fraud) as soon as possible. They have dedicated teams to handle scam-related issues and can guide you through the resolution process.
- **Secure Your Account**: Change your PayPal password and enable two-factor authentication for an added layer of security. Review your account settings, update contact information, and ensure your linked bank accounts or credit cards are secure.
- **Dispute the Transaction**: If you have been scammed by a fraudulent seller, dispute the transaction through PayPal's Resolution Center. Provide all relevant details, including evidence of the scam, to support your case.
- **Monitor Your Financial Accounts**: Keep an eye out for any unauthorized PayPal charges on bank accounts or credit cards. If necessary, contact your financial institution to report the scam and take appropriate action to protect your finances.
- **Report PayPal Frauds**: File a complaint with your local law enforcement agency and report the scam to relevant authorities, such as the Federal Trade Commission (FTC) or your country's consumer protection agency. This helps in raising awareness and potentially preventing others from falling victim to similar scams.
- **Educate Yourself**: Stay informed about the latest PayPal scams and learn how to recognize phishing attempts and fraudulent activities, including PayPal refund scams. It’s worth paying regular visits to PayPal's Security Center and other official communication channels to stay updated on their security best practices.

## Does PayPal Refund Money If Scammed?

Fortunately, we have a good answer to the question does PayPal refund money if sacmmed. PayPal users who use the platform to make payments are reassuringly likely to get their money refunded after reporting PayPal scams - especially in comparison to other similar payment apps. However, it’s important to note that it’s only possible to get refunded for payments actually made on PayPal. Scammers know this is the case, and will devise ways to impersonate PayPal representatives to steal passwords, trick users into making payments on different platforms, or give up private data that they can use for identity theft. In these instances, there may not be much PayPal can do to help the scam victims. 

## How Long Does PayPal Take To Refund After A Scam?
So, how long does PayPal take to refund after a scam? While PayPal aims to resolve disputes and scams as quickly as possible, the exact timeline can vary. Patience and cooperation during the resolution process are key. Additionally, if you funded the payment via your credit card, contacting your credit card issuer directly can provide an additional layer of support.

The Paypal refund policy is in place to address unauthorized or suspicious transactions promptly. However, the time it takes for PayPal to refund your money after a scam can vary based on several factors, including the nature of the scam, how the payment was funded, and the specific circumstances of the case. After you have reported the scam, PayPal will conduct an investigation into the reported scam. This investigation can take a few days to a few weeks, depending on the complexity of the case and the volume of similar reports they are handling.

If PayPal determines that the transaction was unauthorized or fraudulent, they will initiate the refund process. The time it takes for you to receive the refund after this determination can vary. If the payment was made through a credit card, the refund process might also depend on the policies of your credit card company. In some cases, PayPal may be able to resolve the issue and refund your money within a few days. However, in more complex cases, especially those involving disputes and chargebacks, the resolution process could take several weeks. During the resolution process, stay in communication with PayPal's customer support and respond promptly to any requests for additional information or documentation to expedite the investigation.

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## PayPal Friends and Family Refund: Does Paypal Refund Money If Scammed?

PayPal Friends and Family is a feature that allows users to send money to friends or family members without incurring any fees. It's designed for personal payments, such as splitting a bill, paying back a friend, or contributing to a group gift.

The PayPal refund policy for Friends and Family refunds differs from the resolution process used for goods and services payment refunds. Because PayPal Friends and Family transactions are intended for personal use and are not intended for commercial transactions, there is no buyer or seller protection associated with these payments. This means that if you use the Friends and Family option to send money, you won't be able to file a dispute through PayPal if the transaction goes wrong, such as if the recipient doesn't deliver the promised goods or services.

When someone refers to a "PayPal Friends and Family refund," it likely means that a payment made through this method needs to be refunded. Refunding a Friends and Family payment typically involves the sender initiating another payment to return the money to the recipient. It's important to double-check the transaction details and confirm the recipient's information before processing a Friends and Family payment, as there is limited recourse for disputes or refunds through PayPal for these types of transactions.

## How To Avoid PayPal Scams

Let's dive in to the question of how to avoid PayPal scams. While PayPal is generally considered a safe platform for online transactions, scams can still occur. By remaining vigilant, educating yourself about common scams, and promptly reporting any fraudulent activity, you can protect yourself and minimize the impact of PayPal scams. Some of the best practices include: 
- Maintaining strong security practices by monitoring accounts regularly, and using caution when sharing personal or financial information online.
- If accessing your account or making transactions online while using public Wi-Fi, utilize [RAV VPN](https://reasonlabs.com/platform/products/vpn) for an extra layer of cyber protection.
- Never click on links in PayPal ‘password alert’ emails in case they are unauthorized - only log in directly through PayPal.com.
- Checking website URLs before entering your login information. For PayPal, the URL should be PayPal.com. When using other payment platforms, check the pages are secured with the “https” rather than “http.” 

For more information and tips on how to stay safe while online, visit [www.reasonlabs.com](www.reasonlabs.com). 

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PayPal is generally considered a secure platform for online transactions, but it's important to remain vigilant and take necessary precautions to safeguard your account. 

"I Got Scammed!" - Does PayPal Refund Money If Scammed?

Did you know that Google has become such an entrenched part of people’s lives that ‘[to Google](https://www.oxfordlearnersdictionaries.com/definition/english/google)’ was acknowledged as a verb and added to the Oxford English Dictionary in 2006? For such a major player in the World Wide Web market, Google’s cybersecurity needs are presumably through the roof - and the reliability of Google’s virus protection may be a concern for consumers. Google claims that security is an integral part of all its operations and that they practice [vulnerability management](https://workspace.google.com/learn-more/security/security-whitepaper/page-3.html) by tracking and following up on vulnerabilities and by scanning for security threats. But exactly what antivirus does Google use to scan for those security threats? And how does Google guard against the ever-evolving cyber threats of today?

**Worried your online security? Check that your data is safe.**

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## What antivirus does Google use to scan for security threats?
So, what antivirus does Google use and are you protected while using Google? [According to Google](https://workspace.google.com/learn-more/security/security-whitepaper/page-3.html), they use a combination of commercially available and purpose-built, in-house tools. Some examples of their in-house security tools include HTTPS and transport layer security encryption, a highly secure cloud infrastructure, and blacklists of malicious websites to help users know that they could be navigating to malicious URLs (note: blacklisting is when a search engine removes a website from its index). 

## Is VirusTotal owned by Google?
Google has also taken it upon itself to secure email technologies that provide protection against phishing and malware attacks. For example, Google’s Virus Scanner uses Google’s secure cloud infrastructure for online virus scans and spyware detection. [VirusTotal](https://www.virustotal.com/gui/home/upload), which Google acquired back in 2012, is another good example of a Google security tool. VirusTotal is an online service that aggregates data, uses antivirus engines and website scanners, and blacklisting services for the purpose of analyzing files and URLs to detect malicious content.

## Chrome Antivirus
Google also uses other anti-malware software e.g. Google’s [Safe Browsing](https://safebrowsing.google.com/) extension, a powerful Chrome antivirus solution. The Safe Browsing extension is used to blacklist URLs of websites that are malicious or contain phishing content. The browser also helps prevent unauthorized changes to a user’s settings.  As to the commercial antivirus solutions that Google uses, there are a few different brands. For example, in addition to its own technology for protecting against malicious links, Google also uses Microsoft’s Windows Defender antivirus scanner to protect users from phishing attacks. 

It’s also worth mentioning Google’s [Advanced Protection Program](https://landing.google.com/advancedprotection/) is intended to bring “increased security and protections to high-profile Google Account users like journalists, activists, politicians, and business leaders,” according to [The Verge](https://www.theverge.com/2017/10/17/16488572/google-advanced-protection-phishing-fraud-security-keys). Users have to enroll in the program, but once activated, it will provide additional security safeguards for downloads made in Chrome. If a file looks suspicious, the user will be warned or the file will be prevented from downloading.

**Worried your online security? Check that your data is safe.**

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## Does Gmail scan for viruses?
As one of Google’s most popular products, with consumers and businesses alike using this email service, the question of, "Does Gmail scan for viruses" is a common one. Gmail has a built-in Google antivirus scanner that automatically scans all incoming emails for viruses and malware. Gmail uses a combination of automated systems and advanced algorithms to detect and block potentially harmful emails before they reach your inbox.

In addition to Gmail's built-in virus scanner, you can also enhance your protection against malware and viruses by being cautious when opening email attachments or clicking on suspicious links, and avoiding sharing personal information with unknown senders. Using next-generation antivirus software like [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection) can provide an additional layer of security. If you suspect that an email in your Gmail inbox contains a virus or malware, you should avoid opening it and instead report it as spam or phishing.

## Does Google Chrome have antivirus?

So, does Google Chrome have antivirus capabilities itself? Well, Google Chrome used to have a virus detection tool called Chrome Cleanup Tool. Introduced in 2015, the Chrome Cleanup Tool was used to help users recover from unexpected settings changes and to detect and remove unwanted software. Having performed more than 80 million cleanups, this tool was discontinued earlier in 2023 as Google decided its services were no longer so relevant for users. However, as stated in their [security blog](https://security.googleblog.com/2023/03/thank-you-and-goodbye-to-chrome-cleanup.html), Google Chrome users will still be “automatically protected” by their Safe Browsing tool, and have the option to turn on their ‘Enhanced protection’ to increase protection from dangerous websites and downloads.

## What is a search engine virus? 
A [search engine virus](https://cyberpedia.reasonlabs.com/EN/search%20engine%20hijacker.html) is another term for a [browser hijacking](https://cyberpedia.reasonlabs.com/EN/browser%20hijackers.html) virus. This is a type of malicious software that modifies your web browser’s settings without your permission. Browsing hijackers can redirect your browser, cause annoying pop-up ads to appear, and potentially track your online activities and collect personal data. Using a next-generation antivirus is an essential tool for maintaining the security and integrity of your computer system, including protecting against search engine viruses. 

**Worried your online security? Check that your data is safe.**

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## Why use antivirus software? Best antivirus for Chrome
If you enjoy using a web browser for your online surfing needs, such as Google Chrome, then even though Google uses several different cybersecurity technologies, by far the smartest approach to protecting your computer and data in the current climate of cybercrime is to research and install the best antivirus for Chrome. 

While Google’s cybersecurity technologies are effective, they don’t detect nearly the same amount of malware that antivirus solutions do. Antivirus software detects, prevents, and removes malicious software, such as viruses, worms, Trojans, ransomware, and spyware. These types of malware can cause various problems, from data loss and system damage to privacy breaches and financial theft. Antivirus software will continuously monitor your system, files, and incoming data for any suspicious or malicious activity. It can identify and quarantine or remove threats in real-time, minimizing the risk of infection and damage to your computer.

Most importantly, antivirus software will regularly release updates to stay ahead of emerging threats. These updates include the latest virus definitions and security patches to protect your system against new and evolving threats. Hence, it is highly recommended that anyone using PCs should also install additional powerful antivirus software.

## Which Antivirus? - Enhancing Your Cybersecurity
When spending time online, using search engines, web browsers, and any other online tools, consider enhancing your protection with an EDR-based antivirus like [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection) from ReasonLabs. RAV Endpoint Protection offers a comprehensive suite of security features designed to protect your device from various types of threats, including malware, ransomware, phishing attacks, and zero-day exploits. It provides real-time scanning and proactive threat detection to ensure the safety of your browsing activities.

RAV Endpoint Protection employs a multi-layered approach to cybersecurity, combining various next-generation antivirus techniques such as signature-based scanning, behavior monitoring, heuristic analysis, and machine learning algorithms. This layered defense helps to identify and block both known and unknown threats, providing advanced protection for your device. RAV Endpoint Protection is designed to be lightweight and efficient, minimizing its impact on system resources. It is optimized to work seamlessly with popular web browsers like Google Chrome, ensuring that you can enjoy a fast and smooth browsing experience while still benefiting from robust security.

It’s good to know that companies like Google endeavor to protect their customers with their own antivirus solutions. However, enhancing your cybersecurity and selecting your own advanced antivirus with machine learning to ensure that your computer is equipped with the most up-to-date protection is your best bet. This will ensure a safer online experience without compromising on the benefits and convenience of using your preferred web browser or other online tools. For more information on RAV Endpoint Protection and other products in our cybersecurity suite, visit us at: [www.reasonlabs.com](http://www.reasonlabs.com).

**Worried your online security? Check that your data is safe.**

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What antivirus does Google use to scan for security threats? And how does Google guard against the ever-evolving cyber threats of today?


What Antivirus Does Google Use? Why You Shouldn't Just Rely On Google Virus Protection

**How safe are you online? Take our quick Security Quiz to find out.**

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## Email hacking - what’s the motive?
Email hacking - what's the motive? Well, email is an essential communication tool, but it's also a prime target for hackers seeking sensitive information. Email hackers have various motives for wanting to compromise email accounts. Access to your email can lead to access to your financial accounts, allowing hackers to steal money, make unauthorized purchases, or conduct fraudulent transactions. Identity theft is another reason behind email hacking - hackers can use the information in your emails to steal your identity, which can be used for various malicious purposes, including applying for credit, opening accounts, or committing fraud. Espionage, extortion, and harassment are also reasons behind this particular criminal activity.

Yet regardless of the motive, protecting your email account and practicing good cybersecurity habits is essential to prevent unauthorized access and mitigate potential damage. Understanding how email hackers can compromise your email and recognizing the signs of a compromised account are crucial for safeguarding your digital identity. In this blog, we'll explore common methods hackers use to breach email accounts and provide guidance on recognizing signs of compromised email addresses.

## How can someone hack your email?
You might be asking the question, 'how can someone hack your email?' Well, there are a number of ways that an email could be hacked:

- **Phishing Attacks**: [Phishing](https://cyberpedia.reasonlabs.com/EN/phishing.html) emails aim to deceive users into revealing sensitive information, such as login credentials. Email hackers create convincing emails that often mimic legitimate services or organizations, tricking users into clicking on malicious links or downloading malicious attachments.
- **Credential Stuffing**: Hackers use leaked or stolen credentials from one breach to gain unauthorized access to other accounts where users have reused the same username and password combination, in a cyber attack known as ‘[credential stuffing](https://cyberpedia.reasonlabs.com/EN/credential%20stuffing.html)’.
- **Brute Force Attacks**: In a [brute force attack](https://cyberpedia.reasonlabs.com/EN/brute-force%20attack.html), hackers use automated tools to try numerous combinations of passwords until they find the correct one. Weak or commonly used passwords are particularly vulnerable to these attacks.
- **Social Engineering**: Hackers rely on [social engineering](https://cyberpedia.reasonlabs.com/EN/social%20engineering.html) to gather information about their targets from social media platforms or other sources, using the gathered details to impersonate the victim and hack email accounts.

## “My email has been hacked!” How to know if your email has been hacked and how to find out who hacked my email?
How can you tell if someone has hacked into your email account? Are there any clues, or do you not know until it's too late? There are a few signs that an email hack has occurred, helping you to check if email hijacking has occurred.

## How to check if your email has been hacked:
1. **Unauthorized access**: If you notice unfamiliar devices or locations listed in your email account's activity log, it could indicate unauthorized access due to hacked email.
2. **Unusual email activity**: Outgoing messages that you didn't send, emails in your Sent folder that you don't recognize, or recipients complaining about suspicious emails from your account are red flags that your email has been hijacked.
3. **Changes in Account settings**: If your account settings, such as recovery email addresses or security questions, have been altered without your consent, your email account may have been compromised.
4. **Missing or deleted emails**: Missing emails, particularly those containing sensitive information or important attachments, might be a sign that someone has gained unauthorized access and hacked emails.
5. **Suspicious activity alerts**: Many email providers offer alerts for suspicious login attempts or activities. Take these alerts seriously and follow the recommended actions.

**How secure is your personal data? Take our free Security Quiz to find out if you'r data is vulnerable.**

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## “My email has been hacked - how do I fix it?” First step: Prevention
Being vigilant and protecting your online accounts is the first step in preventing your online identity from being compromised - especially when it comes to your email account, which may be full of personal emails and private information. If you log on, note suspicious activity and think “My email has been hacked - how do I fix it?”, there are a few things you can do to prevent a hacked email account:

- Use strong, unique passwords that include a mix of letters, numbers, and symbols. Avoid using easily guessable information like birthdates or names.
- Enable two-factor authentication, which adds an extra layer of security by requiring a second verification step, such as a text message or authentication app code, in addition to your password.
- Change your email password periodically and avoid using the same password across multiple accounts.
- Exercise caution with emails from unknown senders, especially those requesting sensitive information or urging immediate action.
- Regularly update your operating system, email client, and security software to patch vulnerabilities that email hackers might exploit.
- Monitor your email account's activity log for any unusual sign-ins or access from unknown devices.
- Educate yourself by staying informed about the latest email hacking techniques and cybersecurity best practices to protect yourself.

## Email account hacked? What to do if your email is hacked
Remember, staying vigilant and proactive is key to preventing email compromise. So, what to do if your email is hacked? If you suspect your email has been hacked, take immediate action to secure your account, change your passwords, and review your account activity. By being cautious and taking preventive measures, you can safeguard your email account and personal information from cyber threats. If all clues point to the evidence that your email account has indeed been hacked, it's important to take immediate action to secure your account and prevent further unauthorized access, by following the action items below.

## What to do if email was hacked:
Regarding the question, 'what to do if emali was hacked?', here are a few things you can do: 

- **Change your password**: Change your email account password immediately. Choose a strong and unique password that includes a mix of uppercase and lowercase letters, numbers, and special characters. Avoid using easily guessable information like birthdates or names.
- **Check ‘Sent’ and ‘Deleted’ Items**: Review your email's sent and deleted items folders for any unusual or unauthorized activity. If you notice emails you didn't send or emails you didn't delete, it's a sign that your account has been compromised.
- **Scan your devices for malware**: Run a thorough scan on your devices, including computers, smartphones, and tablets, to ensure they are not infected with malware that might have enabled the email hacking.
- **Update security information**: Check and update your email account's recovery email addresses, security questions, and phone numbers to ensure that only you can regain access if needed.
- **Revoke access to third-party apps**: Review and revoke access to any third-party applications or services that have access to your email account. Some compromised accounts result from malicious apps having access.
- **Change passwords on other accounts**: If you've used the same password for other accounts, change those passwords immediately to prevent hackers from gaining access to other services.
- **Contact your contacts**: If you believe your account sent malicious emails to your contacts, inform them that your account was compromised and advise them not to interact with suspicious emails.
- **Monitor account activity**: Regularly monitor your email account's activity log for any unauthorized access or unusual activity. Set up alerts if your email provider offers them.
- **Alert your email provider**: Contact your email provider's support or security team to report the compromise. They can provide further guidance and may help you recover your account.
- **Scan for stolen information**: Monitor your financial accounts, social media accounts, and other sensitive online accounts for any unusual activity. If you suspect sensitive information was stolen, take appropriate action.

Remember that the key to mitigating the damage of compromised email is acting quickly. By taking the appropriate steps, you can regain control of your account and minimize the potential damage caused by email hacking.

**Are you a scam victim? Check your personal info is safe by taking our free quiz.**

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## How to check if email is compromised
Using a [Dark Web Monitoring](https://cyberpedia.reasonlabs.com/EN/dark%20web%20monitoring.html) tool is strongly recommended. By entering your email address, you can learn how to check if email is compromised and then take the necessary steps to alleviate the potential damage, using the action items listed above.

## Compromised email: Should I delete my email if it was hacked?
If you suspect, or know for certain, that an email hacker has gained access to your account, your first priority should be to secure your account and prevent further unauthorized access. Deleting your email account may not necessarily be the best course of action, as it can have its own set of implications. Some factors to consider include:
- **Recovering control**: Before considering deleting your email account, focus on recovering control of the compromised account. As mentioned above, steps you can take include changing your password and enabling two-factor authentication.
- **Stolen information**: If the hacker gained access to sensitive information within your email account, deleting the account won't necessarily undo the damage. They might have already copied or stolen data before you took action.
- **Communication and accounts**: Email is often tied to various aspects of your online life, including communication, social media accounts, and online services. Deleting your email account could impact your ability to reset passwords and recover accounts tied to that email.
- **Personal and professional contacts**: Your email likely contains a history of personal and professional communication. Deleting your account could lead to loss of contact information, important emails, and more.
- **Recovery and evidence**: If you decide to pursue legal action against the email hacker, keeping the hacked email account might provide valuable evidence of the breach.

If you still feel that deleting the account is the best course of action, keep in mind that this decision should be carefully weighed based on the potential consequences and impact on your online presence. After recovering your account, take preventive measures to enhance your account security, such as regularly updating passwords, enabling two-factor authentication, and being cautious with emails and links. If you're unsure about what to do or have concerns about the security of your account, it's a good idea to reach out to your email provider's support for guidance. 

Ultimately, the decision to delete your account should be made after considering the potential benefits and drawbacks, as well as any practical implications on your online activities and communication. For more information on cybersecurity products that can help to protect against identity theft and enhance your personal cybersecurity, including [RAV Endpoint Protection](https://reasonlabs.com/platform/products/endpoint-protection), [RAV VPN](https://reasonlabs.com/platform/products/vpn) and [Online Security](https://reasonlabs.com/platform/products/extension) for safer online browsing, visit [reasonlabs.com](https://reasonlabs.com/).

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Recognize the signs if your email account has been hacked, and learn what preventative measures you can take.

Has My Email Been Compromised? 5 Signs It's Been Hacked

Messaging apps have become integral parts of our lives, offering convenient ways to stay connected with friends, family, and colleagues. [Telegram](https://telegram.org/) is one such popular messaging app, known for its security features and user privacy. However, like any other online platform, Telegram is not immune to scams. In this blog, we will explore what Telegram is, how scams operate on this platform, and most importantly, how to protect yourself from falling victim to these scams.

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## What is the Telegram app?
So, what is the Telegram app? Telegram is a cloud-based messaging app available on various platforms, including smartphones, tablets, and computers. It allows users to send text messages, multimedia files, and conduct voice and video calls. One of its key features is end-to-end encryption, ensuring that only the sender and the recipient can read the messages.

## Why do scammers use Telegram?
Scammers on Telegram have managed to manipulate the app for criminal gain in a bunch of different ways. But why do scammers use Telegram? They use it for several reasons:

- **Anonymity**: Telegram allows users to create accounts without revealing their phone numbers. This anonymity makes it difficult to trace scammers back to their real identities.
- **Encryption**: Telegram provides end-to-end encryption for messages, making it challenging for authorities to intercept and monitor scam communications.
- **Large user base**: Telegram is the [fourth](https://www.bankmycell.com/blog/number-of-telegram-users/) most popular messaging app globally and will reach more than 1 billion total users by the end of 2023.
- **Group chats**: Scammers can create large group chats to reach multiple people at once, increasing the efficiency of their scams.
- **File sharing**: Telegram allows file sharing, enabling scammers to send malicious files or links to potential victims, leading to various scams like [phishing](https://cyberpedia.reasonlabs.com/EN/phishing.html) or [malware](https://cyberpedia.reasonlabs.com/EN/malware.html) attacks.
- **Bots**: Telegram supports chatbots, which scammers can use to automate their scams, making it easier to reach a broader audience.
- **Geopolitical factors**: Telegram is sometimes favored by scammers from specific regions where the app might face less scrutiny or regulation compared to other messaging platforms.
- **Perceived security**: Some scammers and users wrongly believe that Telegram provides absolute privacy and security, making it an attractive platform for illicit activities.

## What are Telegram scams and how do Telegram app scams work?
So you might be asking, what are Telegram scams and how do Telegram app scams work? Well, Telegram app scams can take various forms, but they generally aim to deceive users into providing personal information, financial details, or access to their accounts. Here are some common methods used by scammers on Telegram:

- **Phishing scams**: Scammers create fake websites or login pages that resemble the official Telegram website. They trick users into entering their login credentials, giving scammers access to their accounts.
- **Fake customer support**: Scammers pose as Telegram support agents and contact users, claiming issues with their accounts. They request sensitive information, such as verification codes or passwords, under the guise of resolving the problem.
- **Investment scams**: Fraudsters promote fake investment schemes or cryptocurrency opportunities, promising high returns. Users are lured into investing money, only to lose it in the scam.
- **Fake surveys and contests**: Scammers create fake surveys or contests claiming users can win prizes or rewards. To participate, users are asked to provide personal information or pay fees, which are then stolen by the scammer.
- **Malware distribution**: Scammers send messages with malicious links or attachments. Clicking these links or downloading files can infect the user’s device with malware, compromising their data security.
- **Impersonation**: Scammers impersonate official entities, businesses, or even friends and family members. They use fake profiles and convincing language to deceive users into trusting them, leading to scams involving money, gifts, or personal information.
- **Investment scams**: Scammers promote fake investment opportunities, promising high returns with little risk. Crypto investment scams are prevalent on Telegram as users are lured into investing money, which is then stolen by the scammer. 
- **Romance scams**: Scammers create fake profiles and establish romantic relationships with users. They gain the user’s trust and later fabricate stories to extort money or gifts from them.
- **Ponzi schemes**: Scammers create schemes where new investors’ money is used to pay earlier investors, creating a false sense of profit. Eventually, the scheme collapses, and most investors lose their money.

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## How to identify a fake Telegram account or Telegram fake profile?
Figuring out how to identify a fake Telegram account or Telegram fake profile involves recognizing certain red flags and employing cautious behavior. Being vigilant and using common sense can go a long way in protecting yourself from fake Telegram accounts and potential scams. Scammers on Telegram are pretty nifty at setting up fake profiles - here are some tips to help you identify a fake Telegram account:

- **1. Profile Picture and Username**: Fake accounts often use generic or stolen profile pictures. Use reverse image search tools to check if the photo appears elsewhere on the internet. The username (beginning with @) and display name might not match. Check for inconsistencies between the two.
- **2. Activity and Content**: Fake Telegram accounts often have minimal activity, such as no posts, few contacts, or no profile details. Be wary of accounts sending unsolicited messages with suspicious links, asking for personal information, or promoting dubious schemes.
- **3. Contact Details**: If the account provides contact details in the bio or description, cross-verify them independently. Fake Telegram accounts often use false contact information.
- **4. Profile Details**: Fake Telegam accounts might lack detailed profile information. Legitimate users often provide additional details about themselves. Poor grammar and spelling mistakes in the profile description or messages can indicate a fake account.
- **5. Verification and Official Accounts**: Some public figures or businesses have verified accounts, indicated by a blue checkmark next to their name. Verify if the account is genuine. Cross-verify information provided on the Telegram account with official websites or social media profiles of the person or organization.

## What are Telegram crypto scams?
What are Telegram crypto scams? Telegram crypto scams a fraudulent schemes that occur on the Telegram messaging app and involve cryptocurrencies. Scammers use various tactics to deceive individuals into investing in fake or non-existent cryptocurrency projects, promising high returns or exclusive opportunities. These scams often take advantage of the decentralized and semi-anonymous nature of cryptocurrencies, making it challenging to trace the perpetrators. Here are common types of Telegram crypto scams:

- **Fake Initial Coin Offerings (ICOs)**: Scammers create fake ICOs, promising a new cryptocurrency with revolutionary features. They persuade investors to buy tokens, which turn out to be worthless or non-existent.
- **‘Pump and Dump’ schemes**: Scammers artificially inflate the price of a low-cap cryptocurrency by spreading positive news or rumors. Once the price rises, they sell off their holdings, causing the price to plummet and leading to losses for unsuspecting investors.
- **Impersonation**: Scammers impersonate well-known personalities or cryptocurrency experts and offer investment advice or partnership opportunities. They lure people into investing in projects or sending funds, which are then stolen.
- **Phishing scams**: Scammers send phishing links claiming to lead to legitimate cryptocurrency exchanges or wallets. Unsuspecting users enter their login credentials, which are then stolen for unauthorized access.
- **Airdrop scams**: Scammers promise free tokens through airdrops but ask for a small payment or personal information upfront. Once the payment is made, the tokens never materialize.
- **Malware and fake wallets**: Scammers distribute malicious software or fake cryptocurrency wallets on Telegram. When users download and use these applications, their funds are stolen.
- **Multi-level marketing (MLM) scams**: Scammers create MLM schemes where users earn commissions by recruiting new investors. These schemes collapse, causing significant losses for participants.

In order to protect yourself from Telegram crypto scams you should thoroughly research any cryptocurrency project or investment opportunity before committing funds. Check the team's credibility, project details, and community reviews. Also, avoid unrealistic returns by retaining skepticism of investments promising guaranteed or unusually high returns. If it sounds too good to be true, it probably is. Finally, only use reputable and secure cryptocurrency wallets. Avoid clicking on wallet-related links in unsolicited messages.

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  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## What are Telegram job scams?
If you are wondering what are Telegram job scams, you've come to the right place. Telegram job scams refer to fraudulent schemes or deceptive activities that occur on the Telegram messaging app, where scammers pose as employers or recruiters to deceive job seekers. These scams aim to exploit job seekers by offering fake job opportunities, promising high salaries, flexible working conditions, or career advancements, and then tricking them into providing personal information, paying fees, or even conducting illegal activities unknowingly. Common tactics used in Telegram job scams include:

- **Fake job postings**: Scammers create enticing job advertisements for positions that don't exist or are misrepresented, luring job seekers with attractive offers.
- **Phishing**: Scammers send phishing messages or emails pretending to be from reputable companies. They ask for sensitive information, such as Social Security numbers or bank account details, under the guise of a job application process.
- **‘Work-From-Home’ scams**: Job offers that promise easy work-from-home opportunities with high earnings often turn out to be scams. Victims are asked to pay upfront fees or purchase starter kits that never materialize.
- **Overpayment scams**: Job seekers might receive a fake job offer where they are asked to process payments for a company. The scammers send a fraudulent check, ask the victim to cash it and send a portion back, leaving the victim responsible for the entire amount when the check bounces.
- **Illegal activities**: Scammers might pose as employers offering jobs that involve illegal activities, such as money laundering or reshipping stolen goods. Job seekers unwittingly become accomplices in these crimes.
- **Fake interviews**: Scammers conduct fake job interviews via messaging apps, convincing applicants they have been hired and then asking for personal information or payment for background checks or training.

To avoid falling victim to Telegram job scams,  research the company thoroughly before applying. Legitimate companies will have a professional online presence, including a company website and social media profiles. Be cautious of job offers that require upfront payments for training, equipment, or background checks. Legitimate employers cover these costs. Verify the contact details provided in the job listing. Be cautious if only a Telegram number or email address is provided without any other contact information. Finally, If you encounter a suspicious job offer or a potential scam, report it to Telegram and other relevant authorities.

## How to not get scammed on Telegram
Finally, let's go over how to not get scammed on Telegram. Now, helping others avoid scams is essential and if you suspect a Telegram scam and scammers on Telegram, you should report suspicious messages, groups, or individuals to Telegram and relevant authorities. By staying informed, exercising caution, and using secure practices, you can significantly reduce the risk of falling victim to Telegram crypto scams:

- **Verify contacts**: Only accept friend requests or messages from people you know. To avoid Telegram messenger scams, do not engage with unknown contacts or suspicious messages
- **Enable two-factor authentication**: By activating [two-factor authentication (2FA)](https://cyberpedia.reasonlabs.com/EN/two-factor%20authentication%20(2fa).html) in your Telegram account settings, this provides an extra layer of security, requiring a verification code in addition to your password for access.
- **Beware of impersonators**: Official Telegram representatives will never ask for your password or verification codes. Be cautious of anyone claiming to be from Telegram requesting such information.
- **Avoid sharing sensitive information**: Never share sensitive information like passwords, verification codes, or financial details with anyone, even if they claim to be from Telegram support.
- **Keep software updated**: Regularly update the Telegram app and your device’s operating system to ensure you have the latest security patches and features. Use cybersecurity software such as ReasonLabs' [Online Security](https://reasonlabs.com/platform/products/online-security) to help you and your devices stay protected.
- **Educate yourself**: Stay informed about common scams and techniques used by scammers. Being aware of their tactics can help you recognize potential threats.

While the Telegram app offers secure communication, it’s essential to remain vigilant and proactive in protecting your account from scams. By following the preventive measures outlined in this blog, you can enjoy the benefits of Telegram while safeguarding your personal information and financial security. Stay alert, trust your instincts, and report any suspicious activity to both Telegram and relevant authorities to help combat scams on the platform. For more information on other prevalent scams that are occurring on messaging apps and social media platforms, visit [https://reasonlabs.com](https://reasonlabs.com).

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/>

While the Telegram app offers secure communication, it’s essential to remain vigilant and proactive in protecting your account from scams. Follow the preventive measures outlined in this blog to enjoy the benefits of Telegram while safeguarding your personal information and financial security. 

Telegram Messenger App Scams - How To Not Get Scammed

It can be very distressing to discover that your Facebook account has been hacked, and your data violated, but taking swift action and increasing awareness can help you regain control and protect your privacy. 


My Facebook Account Is Hacked & Email Changed! What To Do?

My Facebook Account is Hacked & Email Changed! What to Do?

Scammers seem to be always on the hunt for new tactics to exploit our various online platforms and numerous payment apps. One of the latest and most common threats of this kind is the Facebook Zelle scam. For a scammer, by leveraging a trusted platform like [Facebook Marketplace](https://www.facebook.com/marketplace/) and [Zelle](https://www.zellepay.com/), they can very quickly trick an unsuspecting user out of their hard-earned money. Understanding how these scams function and the several types of techniques scammers use is critical to safeguarding your personal finances and most sensitive information such as your social security number. In this article, we’ll break down the rise of Facebook Zelle scams, how they work, and the steps you can take to protect yourself.


<ButtonImage
  buttonLabel="Check Now For Free."
  text="Have you been scammed on Facebook? Take our Security Quiz to find out if you're safe."
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  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>


## Why Facebook Zelle Scams Are on the Rise
### Scammers Exploiting Facebook and Payment Apps to Steal Money
Facebook Marketplace and digital payment apps like Zelle were created to make buying and selling easier than ever before. Unfortunately, these platforms have also given way to a hotbed of opportunities for scammers. By posing as legitimate buyers or sellers, scammers can take advantage of the trust and convenience of these platforms to steal money. Zelle, which enables instant bank-to-bank transfers, is especially appealing because once a payment is made, it’s nearly impossible to reverse. When combined with the popularity and widespread use of Facebook, the potential for scams goes through the roof.
### Why This Scam Is So Effective
The effectiveness of Facebook Zelle scams is due to their ability to exploit two main factors: faith and urgency. Facebook is one of the most used platforms on earth with [over 3 billion monthly active users](https://www.statista.com/statistics/264810/number-of-monthly-active-facebook-users-worldwide/) - and those users have been accustomed to it for decades. Marketplace listings and messages from what seem to be legitimate profiles easily create a false sense of security. That, coupled with Zelle’s quick transactions, leaves unsuspecting users with very little time for second-guessing. That is what allows scammers to pressure victims into acting quickly.
## What Are Facebook Zelle Scams? Zelle Fraud Awareness
[Facebook Zelle scams](https://www.wired.com/story/zelle-scammers-are-ruining-facebook-marketplace/) involve deceitful tactics where scammers trick victims into sending them money using the payments platform Zelle. The scammers typically operate on Facebook Marketplace, Facebook Messenger, or through some sort of fake customer support channel or account.
### Step-by-Step Look at a Typical Scam
- **Initial Contact**: Scammers will typically initiate contact through Facebook Marketplace or Facebook Messenger. They might be selling a high-demand product at an attractive price, or they could be posing as potentially interested buyers.
- **Fake Offers or Requests**: The scammer creates urgency by offering a limited-time deal or claiming they need immediate payment to secure the transaction. Sometimes, they may pretend to be a Facebook representative offering "support" for a supposed issue.
- **Zelle Payment Request**: The scammer will then insist on using Zelle for payment. They could cite reasons like the platform’s speed or to avoid certain fees. They will then often assure the victim that the payment will be secure.
- **Payment and Disappearance**: Once the victim sends the money via Zelle to the scammer, they often disappear almost immediately. Because Zelle transactions are instant and practically irreversible, the money is often gone for good.

<ButtonImage
  buttonLabel="Check Now For Free."
  text="Have you been scammed on Facebook? Take our Security Quiz to find out if you're safe."
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-FB-Zelle-Payment-Scam"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

### The Role of Social Engineering
[Social engineering](https://cyberpedia.reasonlabs.com/EN/social%20engineering.html) plays a crucial role in Facebook Zelle scams. Scammers will manipulate victims by creating fake profiles that appear legitimate. These profiles often contain profile photos, fake reviews, and other activities that legitimize the account. They sometimes use tactics like:
- **Urgency**: "Act now or lose the deal."
- **Emotional Appeal**: Claiming they need the money for a personal emergency.
- **"Too Good to Be True" Offers**: Deals that seem irresistible on Facebook Marketplace.

By exploiting human psychology, scammers can bypass rational decision-making and push victims into quick, costly mistakes.
## Real-Life Examples of Facebook Zelle Scams
- **Fake Product Listings**: In a fake product listing scam, such as the noted one that [took place in Myrtle Beach](https://www.wmbfnews.com/2024/07/11/myrtle-beach-man-warns-facebook-scams-after-fake-listings/) recently, a user will typically find a “too good to be true” item on sale. This could be a discounted laptop or designer clothes. The seller will insist on immediate Zelle payment, and once paid, the seller will disappear and the item will never arrive to the buyer.
- **Phishing Messages**: In this type of scam, users will receive a message claiming their Facebook account has been compromised and they need to pay via Zelle to restore access - this was [recently detailed](https://news.trendmicro.com/2024/11/17/meta-security-phishing-email-scam/) by Trend Micro researchers. After the payment is processed, the "support agent" will vanish.
- **Rental Scams**: A rental scam on Facebook, such as [this one](https://ottawa.ctvnews.ca/ottawa-police-warn-residents-to-avoid-facebook-marketplace-when-looking-for-a-place-to-rent-1.6944152) that occurred in Ottawa in June of 2024, is unfortunately all too common. In this case, a scammer will offer a short or long-term rental property and ask for a deposit to book the rental. After the user provides payment, the listing and scammer will vanish and the user will have lost the money.

## Why Are Payment Apps Like Zelle a Prime Target For Scammers?
### The Appeal of Instant Transfers
Zelle’s speed, ease of use, and overall simplicity are its biggest strengths. Unfortunately, they are also what gives the platform its greatest weaknesses. Unlike credit cards or other P2P payment platforms like [PayPal](https://paypal.com), Zelle transactions are processed immediately and can’t be reversed. This makes it a favorite tool for scammers who want to cash out immediately. However, Zelle does do its part to provide information on payment app fraud prevention, which you can find [here](https://www.zellepay.com/safety-education/fraud-scams-overview).

### The Trust Factor of Facebook
Facebook is a platform where people share personal stories, photos, and milestones. This familiarity creates a false sense of security, especially on Facebook’s commerce platform. Users are more likely to trust someone who seems to be part of their online community, making them vulnerable to scams. Improving knowledge of Fcaebook scams will lead tomore zelle fraud awareness and a better experience for users worldwide.

<ButtonImage
  buttonLabel="Check Now For Free."
  text="Have you been scammed on Facebook? Take our Security Quiz to find out if you're safe."
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-FB-Zelle-Payment-Scam"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## How to Spot and Avoid Facebook Zelle Scams
### Warning Signs of a Scam
- **Fake Profiles**: Limited activity, stock photos, or newly created accounts.
- **Zelle-Only Payments**: Sellers or buyers insisting on Zelle as the only payment method.
- **High-Pressure Tactics**: Urgency or emotional appeals.
- **Too Good to Be True Deals**: Offers that seem unrealistically cheap or beneficial.

### Best Practices for Staying Safe
- **Verify Profiles**: Check the seller’s or buyer’s reviews and history on Facebook Marketplace.
- **Use Protected Payment Methods**: Prefer platforms like PayPal that offer buyer protection.
- **Secure Online Browsing**: Use browser security tools like [Online Security](https://onlinesecurityext.com) by ReasonLabs, and ensure browser safety by enabling secure features.
- **Avoid Sharing Financial Information**: Never share sensitive information over Facebook Messenger.

## What to Do If You’ve Been Scammed
If you fall victim to a Facebook Zelle scam, take the following steps for payment app fraud prevention:
- **Report to Zelle**: Contact Zelle’s support to report the fraud.
- **Report to Facebook**: Use Facebook’s reporting tools to flag the scammer’s profile or listing.
- **Law Enforcement**: File a report with your local police and the Federal Trade Commission (FTC) via [FTC Fraud Reporting](https://reportfraud.ftc.gov/).

## The Bigger Picture: Protecting Yourself Online
Digital caution must be undertaken across all digital platforms. Scams are not limited to Facebook and Zelle—they can and do appear anywhere. Keeping your browser security settings updated and practicing secure online browsing can help protect your information. Leveraging advanced cybersecurity solutions, such as those provided by [ReasonLabs](https://reasonlabs.com/), can help protect sensitive information and prevent scams before they happen.

## Take Control of Your Online Security Today
Facebook Zelle scams are a growing threat because they exploit trust and the convenience of instant payment apps. By recognizing the warning signs, using secure payment methods, and maintaining secure online browsing practices, you can protect yourself from these scams.
Stay vigilant, stay informed, and consider enhancing your security with ReasonLabs’ cybersecurity solutions. Your online safety is in your hands—make sure you’re prepared.

In this article, we break down the rise of Facebook Zelle scams, how they work, and the steps you can take to protect yourself.

shutterstock_2499319513.jpg

The Truth About Facebook Zelle Scams: How Scammers Steal Through Payment Apps

Social media platforms like [Facebook](https://facebook.com), [Instagram](https://instagram.com), and [X (formerly known as Twitter](https://x.com) are extremely powerful tools for businesses and users alike. However, they have also become a goldmine for cybercriminals looking to exploit unsuspecting or novice users. One of the most dangerous trends online today is the spread of malware and numerous types of computer viruses through social media ads. These social media scams are a growing threat, and understanding how they work can help you stay protected.

<ButtonImage
  buttonLabel="Check Now For Free"
  text="Scammed on social media? Take our Security Quiz to find out how safe you are online."
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  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## The Mechanics of Malware Spread Through Social Media Ads
### What Are Malicious Social Media Ads?
Malicious social media ads are a type of malicious advertisement, otherwise known as [malvertising](https://cyberpedia.reasonlabs.com/EN/malvertising.html). These are advertisements that appear legitimate to the naked eye, but in fact, contain a hidden piece of malware. Cybercriminals often disguise these ads to blend in with typical promotional content that you’d see online, making them extremely difficult to identify. They often promote fake products or services, redirect users to a malicious website, or initiate downloads of harmful files. 
## Exploiting Trust in Social Media Platforms
Cybercriminals and online scammers often rely on the trust that users place in popular social media platforms. Many people believe that if an ad appears on a platform like Facebook or Instagram, it has been vetted and is safe for them to click on. Unfortunately, this is not always the case and users need to be more aware of this threat.
Many social media platforms have automated review systems used to determine the legitimacy of an ad. However, they can have vulnerabilities and are not perfect. Sometimes, scammers are so good at creating these fake ads, they simply fool the system. Things like fake profiles that mimic real businesses seem trustworthy and also sneak by. This misplaced trust can make it much easier for scammers to publish malware embedded in, or leading to, social media ads.
### Tactics Used by Cybercriminals in Social Media Scams
Cybercriminals will often use a range of clever tactics to publish malware and other types of computer viruses through social media scams. Some of the most common methods include the following:
- **Fake Giveaways and Contests**: Scammers create ads or posts promising free prizes, gift cards, or products. To "claim" the prize, users are often asked to click a link, provide personal information, or download malware-infected files.
- **Phishing Links**: Scammers post links disguised as legitimate login pages to steal user credentials. These pages look like they belong to trusted platforms but are designed to harvest login details.
- **Clickbait Headlines**: Sensational or shocking headlines designed to lure users into clicking links that lead to malicious websites or trigger malware downloads.
- **Fake Updates or Notifications**: Posts or ads claiming that users need to update their account, verify details, or download a security patch. These often install malware or spyware on the user's device.
- **Impersonation of Trusted Brands or Influencers**: Scammers create fake profiles or pages that mimic popular brands, celebrities, or influencers to trick users into trusting their offers or requests.
- **Malicious Apps or Games**: Ads promoting fun games or useful apps that, when installed, secretly contain malware, adware, or spyware.
- **Investment and Crypto Scams**: Posts or ads promising high returns on investments, especially involving cryptocurrency. Users are often asked to deposit money into fake accounts.
- **Romance Scams**: Scammers use fake profiles to build online relationships and then request money or sensitive information under false pretenses.
- **Fake Surveys**: Links that lead to fake surveys promising rewards. These often collect personal information or install malware.
- **Job Offer Scams**: Ads promising easy, high-paying jobs. These usually lead to phishing pages or requests for personal and financial information.

Some of the most common types of malware that get delivered through these scams include [ransomware](https://cyberpedia.reasonlabs.com/EN/ransomware.html), [spyware](https://cyberpedia.reasonlabs.com/EN/spyware.html), or [trojans](https://cyberpedia.reasonlabs.com/EN/trojans.html).

<ButtonImage
  buttonLabel="Check Now For Free"
  text="Worried about social media scams? Take our Security Quiz to find out how safe you are online."
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-SM-Ad-Scam"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## How to Protect Yourself from Malicious Social Media Ads
### Recognizing Suspicious Ads
Here are some helpful tips that can lead you to spotting fake or malicious social media ads before it’s too late:
- **Poor Grammar and Spelling**: Legitimate businesses usually produce polished ads that do not contain these errors.
- **Unbelievable Offers**: If it sounds too good to be true, it probably is and you should proceed with caution.
- **Strange URLs**: Hover over links to see where they lead before clicking. If the URL seems untrustworthy, do not click on the ad.
- **Unfamiliar Brands**: If the advertiser is totally unknown or the account looks brand new and there is no history of them on any search engine, proceed with caution.

### Best Practices for Social Media Safety and Online Ad Malware Protection
Staying safe from malware in social media ads requires you to learn about threats and make very calculated decisions. You can follow these best practices to ensure you stay safe online:
- **Avoid Clicking Unknown Ads**: Even if an ad looks interesting, avoid clicking unless you really do trust the source.
- **Be Careful Downloading Files from Social Media**: Try to download software or other files from official websites only, if it’s possible.
- **Use Ad Blockers**: Special ad blocking tools can prevent harmful ads from loading on your device before it’s too late.
- **Install Anti-Malware Software**: Use tools like the [Online Security](https://onlinesecurityext.com) offered by [ReasonLabs](https://reasonlabs.com/) for robust online ad malware protection.
### Protecting Your Business from Ad Fraud

If you’re a small business owner, you can take steps to protect your business from ad fraud:
- **Monitor Your Ad Campaigns**: Regularly check where your ads are displayed.
- **Verify Clicks**: Use analytics to verify that clicks are coming from real users.
- **Secure Your Accounts**: Ensure that your social media accounts are protected with strong passwords and two-factor authentication.

<ButtonImage
  buttonLabel="Check Now For Free"
  text="Worried about social media scams? Take our Security Quiz to find out how safe you are online."
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-SM-Ad-Scam"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## The Role of Social Media Platforms in Fighting Malware Spread
### Challenges for Platforms and Business Owners
Social media platforms face significant challenges in identifying and removing malicious ads. As mentioned above, the automated systems they employe are not foolproof and sometimes things slip by. Other challenges include the sheer scale - millions of ads are being run daily across social media platforms. That makes it incredibly hard to be on top of every single one. Scammers are also getting increasingly more sophisticated, evolving their tactics and changing their ways to avoid detection. 
### Current Security Measures Against Malware in Social Media Ads and Social Media Virus Scams
Platforms like Facebook, Instagram, YouTube, and X have implemented several measures to combat social media virus scams. Some of the most stringent include the use of AI-powered detection - they can use artificial intelligence to detect and remove suspicious ads at a large scale. They also rely on user reporting, so if you come across something you believe is malicious, report it. Finally, improving verification policies create stricter rules for advertisers to prevent impersonation. 
### What More Can Be Done To Stop The Spread of Computer Viruses?
Despite these efforts, more can be done to protect users from malware in social media ads and from computer viruses from infecting their devices. First, governments and platforms can enforce stricter rules on ad content and hold the platforms accountable. Second, increasing the awareness of these threats and educating users is paramount. People must be educated on how to recognize the many types of social media scams that exist today. And finally, stricter ad vetting processes are needed and should be updated regularly, combining automation with a human touch.
### Take Action on Your Social Media Ads Today
Malware and computer viruses spread through social media ads pose a significant risk to both individuals and businesses. By staying vigilant, learning to recognize malicious content, and using cybersecurity tools, you can protect yourself and your organization. Explore solutions from ReasonLabs for advanced online ad malware protection and stay informed about the latest cybersecurity threats. Remember, awareness and proactive steps are your best defense against social media scams.

Stay safe, stay informed, and protect your digital life!

<ButtonImage
  buttonLabel="Check Now For Free"
  text="Worried about social media scams? Take our Security Quiz to find out how safe you are online."
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-SM-Ad-Scam"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>


Social media scams are a growing threat, and understanding how they work can help you stay protected.

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How Social Media Ads Are Being Used to Spread Malware and Viruses

The holiday season is a time for fun, festivities, and lots of gift-giving to friends and family. However, it’s equally as important for scammers looking to take advantage of unsuspecting shoppers. As online shopping continues to grow, so does the risk of shopping season scams, online fraud, and other deceptive techniques. Staying informed and alert can save you from financial loss and ensure a stress-free holiday season. In this blog, we highlight some of the most common holiday scams found worldwide, share tips for holiday scam prevention, and offer several strategies for you to boost your seasonal scam awareness.


<ButtonImage
  buttonLabel="Check Now For Free."
  text="Worried about online scams? Take our Security Quiz to find out how safe you are online."
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-Holiday-Scams"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## Why Holiday Scams Are So Common
Consumers are often busier, more trusting, and more likely to let their guard down during the busy holiday season. Scammers will often capitalize on this by:
- Exploiting the increase in online shopping and deliveries.
- Targeting individuals through fake emails, websites, and social media ads.
- Preying on the urgency of holiday deals and limited-time offers.

According to a recent [FBI warning](https://www.forbes.com/sites/zakdoffman/2024/12/01/fbi-warns-chrome-safari-and-edge-users-do-not-buy-from-these-sellers/), holiday-related online scams are at an all-time high, making online fraud one of the biggest threats during the season.

## Top Holiday Scams to Watch Out For
### Fake Online Stores and Websites
Scammers will create fake websites that mimic legitimate retailers that sell goods you might be shopping for this holiday season. These websites often advertise hard-to-find items or incredible deals that seem too good to be true.

**How It Works**:
- You find a great deal online and make a purchase.
- The product never arrives or you receive a counterfeit item.
- The scammer disappears with your payment information.

**Holiday Scam Prevention Tips**:
- Always verify the website’s URL. Look for typos, strange domain names, or missing HTTPS security.
- Read reviews and check the retailer’s reputation before making a purchase.
- Use an advanced security platform like [Online Security](https://onlinesecurityext.com) to keep you protected online.

### Phishing Emails and Texts and Online Fraud
Phishing scams surge during the holidays. This is because scammers often send fake emails or text messages pretending to be legitimate shipping companies, retailers, or even banks.

**How It Works**:
- You receive an email or text claiming there’s an issue with your order or delivery.
- You’re prompted to click a link or enter personal information.
- The link installs malware or steals your financial data.

**Seasonal Scam Awareness Tips**: 
- Avoid clicking on suspicious links or attachments in emails.
- Verify the sender’s email address. Legitimate companies will not ask for sensitive information via email.
- Track packages only through official retailer or shipping websites.

### Fake Charity Scams and Shopping Season Scams
During the holiday season, people sometimes feel more charitable. This allows scammers to exploit their feelings by creating fake charities to collect donations.

**How It Works**:
- Scammers create fake websites, calls, or messages claiming to raise funds for a cause.
- Donations go to the scammer instead of those in need.

**Holiday Scam Prevention Tips**:
- Research charities before donating. Use websites like Charity Navigator to confirm legitimacy.
- Avoid donating through unsolicited calls, texts, or emails.
- Contribute directly through verified charity websites.

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  buttonLabel="Check Now For Free."
  text="Worried about online scams? Take our Security Quiz to find out how safe you are online."
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  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

### Delivery Scams
With millions of packages being shipped during the holidays, scammers take advantage of this by sending fake delivery notifications or “missed delivery” alerts to people.

**How It Works**:
- You receive an email or text asking you to confirm delivery details or pay additional shipping fees.
- Clicking the link installs malware or steals your personal information.

**Delivery Scam Safety Tips**:
- Track deliveries through the retailer’s website or the official shipping carrier.
- Do not pay for unexpected shipping fees without verification.
- Avoid clicking links in unsolicited delivery notifications.

### Gift Card Scams
Gift cards are a popular holiday present, but scammers will manipulate them by selling fake cards or even stealing card details.

**How It Works**:
- Scammers sell discounted or fake gift cards that don’t work.
- In some cases, scammers request payment via gift cards, which are harder to trace.

**Seasonal Scam Awareness Tips**:
- Only purchase gift cards from reputable retailers.
- Avoid third-party websites offering gift cards at steep discounts.
- Never use gift cards as payment for purchases or services.

### Social Media Shopping Scams
Scammers will advertise fake products or giveaways through social media ads that redirect to fraudulent websites.

**How It Works**:
- A fake ad appears on social media, offering a great deal.
- Clicking the ad takes you to a scam website designed to steal payment details.

**Holiday Scam Prevention Tips**:
- Avoid impulsively clicking on social media ads.
- Confirm the legitimacy of online stores before purchasing.
- Report suspicious ads or pages to the social media platform.

### Travel Scams
With holiday travel in full swing, scammers target travelers with fake deals on flights, hotels, or vacation packages.

**How It Works**:
- Fake travel websites or emails promise deeply discounted prices.
- You book a trip, only to realize later that it’s a scam.

**Tips to Avoid Travel Scams**:
- Book travel only through reputable websites or agents.
- Be cautious of deals that sound too good to be true.
- Use travel insurance to protect against unforeseen issues.

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## How to Stay Safe: Key Holiday Scam Prevention Strategies
1. Stay Vigilant When Shopping Online: Use well-known, trusted retailers for your holiday shopping, and look for the HTTPS lock symbol in the website URL. Also, avoid making purchases on public Wi-Fi without a VPN.
2. Monitor Your Bank and Credit Card Statements: Regularly review transactions for any unusual activity. Early detection can help prevent major financial loss.
3. Use Credit Cards for Purchases: Credit cards offer better fraud protection compared to debit cards. If a fraudulent charge occurs, you can dispute it.
4. Enable Two-Factor Authentication (2FA): Add an extra layer of protection to your accounts by enabling 2FA wherever possible.
5. Be Cautious with Emails and Links: Always verify the legitimacy of emails, texts, or ads before clicking any links or sharing information.
6. Educate Yourself and Others: Share seasonal scam awareness with family and friends to help them avoid falling victim to scams.

## Holiday Scam Prevention: Stay Alert and Shop Safely This Holiday Season 
While the holiday season is a time to celebrate, it’s also a peak period for scammers looking to exploit the shopping rush. By understanding the most common shopping season scams and taking proactive steps for holiday scam prevention, you can protect your finances, personal information, and peace of mind.
Stay cautious, shop smart, and keep online fraud at bay by following the tips outlined in this guide. At [ReasonLabs](https://reasonlabs.com), we’re committed to helping you navigate the digital landscape safely—during the holidays and beyond.

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The holiday season is a time for fun, festivities, and lots of gift-giving to friends and family. However, it’s equally as important for scammers looking to take advantage of unsuspecting shoppers.

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