Do you use Gmail? If you do, you might have noticed a new addition to…

Encryption; why it should matter to you

Springtime for us means it’s time for none another than…spring cleaning! And if there is…

How to spring clean your PC!

Remember that time that you, channeling your inner diva, began to belt it out on…

The dangers of public Wi-Fi

Chalk it up to the fact that homo sapiens have always had to find new…

Curiosity killed the computer

Perhaps it’s no coincidence that “adware” and “annoying” both start with the letter A, because…

Adware Goes Rogue

We have written a lot about ransomware in all different forms and incarnations here on…

Ransomware, Ransomware , Everywhere

We’re betting you love your smartphone. It’s okay if you do, because you’re in good…

The Banking Trojan in Your Pocket (or, Why Your Smartphone is Way Less Secure Than you Think it is)

Where were you in 2012? If you were on LinkedIn back then, there’s a good…

Have you Been Pwned in the LinkedIn Data Dump? Here is how to Tell!

Remember how your crazy old Aunt Sally stashed all her money in between mattresses because…

Lessons from the SWIFT Fiasco; Could you be Banking Safer ?

June is upon us and with it comes some of life’s sweet little pleasures –…

The Mega Hacks Cometh!

Invariably, if you use the internet a lot, you probably hear the term “The cloud”…

Are You a Closet-Cloud-Confusee? Understanding The Cloud and What it Means for Your Security

So if you remember, about two weeks ago we told you about a huge string…

Mark Zuckerberg Gets a Lesson in Password Safety

Boom! Whizz! Bang! Typically, when you think of the Fourth of July, you think about…

The How to Liberate  Your Device From Intruders Guide for the Fourth of July

Wondering what your friend or co-worker is doing, staring at his or her phone, wandering…

Go, Pokemon Go! The Latest Craze that Could Fill your Device with Malware

So not only is Pokemon go the biggest craze ever (seemingly anyway), it also seems…

Privacy in the Age of Pokemon Go!

We are well into the summer and for a whole lot of people that means…

Sure, it's Not Your Fault; But They Got Your CC Info Anyway

We’re finally in the home stretch – In just a few days, school starts up…

8 Essential Back-to-School Cyber Security Tips for a Rockin&#039; (and secure) School Year

Happy National Online Learning Day! Wait, is that even a thing? Well, it is and…

Happy Online Learning Day! (Yup, it's Really a Thing!)

Here at Reason Software, we are excited to announce the release of Unchecky v1.0. This…

Unchecky v1.0 is Here! Interview with Michael Maltsev

Attention any and all persons weighing 400 pounds or more — Donald Trump thinks you…

Is Cyber Security Worth a Spotlight at the Debates?

Gather ‘round and we’ll tell you a tale (okay, a few tales) of mystery, murder,…

Creepy Tales from the Internet of Things Crypt

As morning hits around the globe, the world is waking up to find out that…

Lessons Learned From the Election Shocker; Don't Let Hacks Take You by Surprise

For better or for worse, the biggest shopping season of the year has arrived. Now…

The Ultimate How to Not Get Hacked While Shopping Online Guide

Oh, Thanksgiving Day. You probably get a warm and fuzzy feeling even before the sugar…

The (Rotten) Gift that Keeps on Giving

As if worrying that your Android might suddenly explode wasn’t enough to worry about. Researchers…

The Gooligan Android Breach; What you Need to Know

“Um, honey, I think we have a problem. The computer is telling me that all…

Vulnerability of the year: Ransomware

2016 has come and gone and now we can look back at the year that…

A is for Apple, B is for BitCoin; The Most Noteworthy Data Breaches of 2016

It’s been a full fifteen minutes since you last checked your Facebook account (oh, the…

Fake News Flash; Think Before you Share!

Mobile devices have come a long way. We mean a reeeallly long way. In but…

Simple Tips to Spotting Evil Apps

How does the idea of a smart city sound to you? The term might conjure…

The Hidden Dangers in Smart Cities + 5 Bonus Tips to Secure Your IoT Devices

You know the only saying “Nothing is certain but death and taxes”? Seems pretty clear…

5 Tricky Tax Season Scams and How to Avoid Them

When was the last time you went to your bank? If it feels like you’re…

5 Major FinTech Security Concerns You Need to Know About Before You Bank

In honor of Mother’s Day, we thought it would be fitting to take a look…

The amazing mothers of tech

By now, WannaCry is a household name. The ransomware that shocked the world on May…

WannaCry No More? You Better Start Patching

When is adware not just adware? When it’s also malware, of course! Fireball, a new…

Fireball & the explosive malware heard around the world

Imagine this scene: You’re sitting at home one night, happily watching House of Cards on…

Attacks to critical Infrastructures: the next cyber front to worry about

“We pride ourselves on being a leader in managing and protecting data….We also are focused…

Think Your ID was Exposed in the Equifax Breach? Here&#039;s What to do About it

This post has been updated to reflect the current BitCoin to UD Dollar exchange rate,…

Everything You Need to Know About Cryptocurrency

In a recent post, we discussed the basics of cryptocurrency — what it is, how…

The Role of Cryptocurrency In Cyber Crime

Remember the Petya/NotPetya ransomware outbreak from back in June? That was the ransomware that was…

Bad Rabbit: The New Ransomware With Some Famous Cousins

“It’s the most hackable time of the year.”  Oh wait, that’s not how the song…

How To Steer Clear of Cyber Monday Scams

As the holidays draw closer, chances are you’re busy making your gift list and checking…

What NOT to buy for the holidays

Another day, another oddly named malware attack. Last week, researchers from Kaspersky disclosed that they…

ZooPark and Watering Hole Attacks

So now, May 25th has come and gone. If you live in the EU, you’re…

Oh, the irony; phishers are using GDPR to scam you

Which is worse: getting hit with crypto mining malware or falling prey to ransomware? with…

Ransomware or crypto mining malware? Rakhni is both!

You may not have known, but September 15th is National Online Learning Day. Nowadays, it…

Watch out for online learning scams!

Veux-tu Virobot? For the non-francophones among us, what we’re asking is if you’ve heard about…

Virobot: are monster mash-ups the future of ransomware?

January 28th is International Data Privacy Day. If you’re wondering why data privacy needs its…

It's Data Privacy Day: What does your camera know about you?

Today, cameras are everywhere — on our phones, our Alexas, baby monitors, desktops, laptops, home…

Webcam hacking; taking back what’s yours

In spring 2018, a powerful banking Trojan named BackSwap surfaced, targeting online banking users in…

Browser-based threats; Don’t worry, we’ve got your back

Another day, another major hack. This time around, India-based outsourcing giant Wipro was hit with…

To Scan or Not to Scan; The Proactive Way to Protect Your PC

  Today is Mother’s Day, the day set aside to honor those special women, who…

The 5 Coolest Mother’s Day Tech Gifts You Can Find (and how to secure them!)

Reason is excited to launch Reason for Business, a powerful endpoint security protection solution for…

We Invite You to Join Reason for Business Beta

Cybersecurity breaches only make the headlines when they involve large entities like banks or tech…

Think SMBs Fall Under the Radar as Targets for Cyber Threats? Think Again.

The threat landscape is undeniably becoming more challenging and more menacing every day. It seems…

Reason Download Defender- It’s time to defend your downloads.

While spring cleaning may only come around once a year, PC cleaning needs to happen…

Should I Remove It? It’s cleaning time! How to declutter your PC.

6 tips for celebrating National Online Learning Day and keeping your data safe! Magnifying the…

To learn (online) or not to learn?

Next up on the ‘crazy meter’, and probably the ‘creepy meter’ as well, is the…

What happens when ‘ransomware’ meets ‘crazy’?

Recently, the cryptoblackmail scam, “ScamYourself”, has returned to the market – many usersworldwide have been…

Threat Analysis Report: Save Yourself Malware

The advent of the Internet and Internet-enabled technologies not only ushered in the era of…

Threat Intelligence; A Unifying Force of the Future.

Halloween: Famous SMB Cyber Attacks in Disguise. Halloween normally conjures up images of costumes and…

All Tricks and No Treats

Looking for another reason to put on your party hat? Well, we’ve got one: International…

International Internet Day: A Reminder about Security Online.

Antivirus programs were initially created to distinguish and expel PC infections. Be that as it…

What is antivirus software and how can it protect you?

Before launching into a discussion on how an antivirus detects malware, it’s important to first…

How does an antivirus detect malware?

Get 70% Off Reason Cybersecurity on Black Friday and Keep Your Business out of the…

Cyber attacks and Black Friday: It only takes one to put you on the red

Hacking has evolved into a billion-dollar growth business, making hackers relentless in their pursuit to…

Can Antivirus Programs Stop Hackers?

Start by Installing Reason Cybersecurity – Get 70% Off Today! Think about this for a minute:…

How to Keep Your Business Safe on Cyber Monday

Windows 10, according to theinquirer.net, is a particularly appealing target for hackers and virus writers…

Which Antivirus is Best for Window 10?

I think we can all agree that pups, the friendly, loyal, man’s-best-friend kind are cute…

Unwanted Software Blockers: Why Small Businesses Need Them

It’s here, 2020, the start of not just a new year, but a new decade…

Small business growth and guardianship in 2020: staying safe from hackers

Today, Windows 10 comes with Windows Defender, a native, comprehensive antivirus solution already integrated into…

What antivirus software comes with Windows 10?

We hear the terms ‘antivirus’ and ‘antimalware’ bandied about so much it’s easy to understand…

Can antivirus detect malware?

So you’ve finally decided on the antivirus (AV) software you want to install and are…

Will antivirus software remove existing viruses?

To answer the question, ‘can antivirus software remove viruses’, we should first examine what antivirus…

Can Antivirus Remove Virus?

If Windows is your computer operating system, you’re in good company; according to statista.com, Windows…

Which is the best antivirus for Windows?

If you perform a Google search to find out which antivirus is good, the search…

Which antivirus is good?

“Reaper”, the first antivirus software, was created in response to “Creeper” the first computer virus,…

Are antivirus programs worth it?

Learning about antivirus programs and how antivirus programs protect your computer is a good first…

How antivirus programs protect your computer

If you’re alarmed by all the news reports about malware attacks and the damage they…

Which antivirus should I use?

While there is no quick way to answer which antivirus is better, there are at…

Which antivirus is better?

It’s been over 40 years since the Creeper computer virus, made its appearance, and although…

Is an antivirus necessary?

The best protection against viruses and malware is reliable, up-to-date, antivirus software. Fortunately, there are…

We hear a lot about the importance of having antivirus software on our computers, but…

How Does Antivirus Software Work?

The term ‘antivirus’ is a bit of a misnomer today, since today’s antivirus software must…

why antivirus is needed?

According to cybercrime statistics from cpomagazine.com and websitehostingrating.com respectively, cybercrimes account for trillions of dollars…

Why is antivirus software important?

The first question people usually ask about antivirus (AV) software, is ‘do I really need…

How do you know what antivirus to use?

Hackers are always looking for security holes so that they can install malware on your…

Which Antivirus is Best for Laptops?

Windows 10 was first launched in 2015, but it wasn’t until January 2018 that it…

Which Antivirus is Best for Windows 7

According to a recent report from statista.com, an online statistics portal, 74% of Americans own…

Which antivirus is best for a Windows 10 laptop?

To combat the continuously evolving landscape of cybersecurity threats, antivirus software has been changing and…

How Antivirus Software Works

The alarming proliferation of malware and cyber attacks, reported almost daily in the news, has…

What antivirus do I need?

If a salesperson at a clothing store asked you if you needed any help and…

Browser or big brother? ReasonLab’s secure browsing premium feature protects your business

Antivirus, aka anti-virus, aka anti-malware, aka security software, has been around since 1971, and yes,…

What do antivirus do?

Cybercrime is on the rise; it is becoming increasingly ubiquitous and menacing. From private individuals,…

Which antivirus should I buy?

Cybercrime is a global phenomenon and India has been just as affected by it as…

Which antivirus is best for PCs in India

For a very long time, it was widely promulgated that Apple computers didn’t get infected…

What antivirus does Apple use?

Pretty much anyone who uses the Internet today has heard of computer viruses and malware…

How Antivirus Protects Your Data

The right to privacy has a long, sometimes contentious history, but today it is recognized…

Can small businesses really keep their data private?

Happy Valentine’s Day to all the cyber criminals in the world! …said no small business…

Small businesses need some Valentine’s Day love too

You can’t make this stuff up. One Sunday last year, Gillian Franklin, owner of Heat…

7 Cybersecurity Beauty Hacks You Need to Know!

As online financial payments continue to increase in popularity, apps and services like [Zelle](https://www.zellepay.com/) have become a vital tool for moving money quickly and easily. However, the convenience of instant payments does come with risks including a rise in fraud, leaving many users across the world questioning: Is Zelle safe? Can you get scammed on Zelle? And, if you’ve fallen victim to a Zelle scam, how can you cancel a Zelle payment? In this article, we’ll explore the safety of Zelle, common types of Zelle scams, how to protect yourself from fraud, and what to do if you need to cancel a payment.

**Are you on the lookout for Zelle scams? Take our Security Quiz to find out how sare you are online.**

<ButtonImage
  buttonLabel="Check Now For Free"
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-Is-Zelle-Safe"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## Is Zelle Safe? 
Zelle is an efficient, fast, and very secure way to transfer and receive funds between bank accounts, and is generally safe. Users can easily access the Zelle mobile app through an email address or phone number. Because Zelle works directly with most of the major U.S. banks, it offers a seamless and quick user experience without having to link or create any third-party apps or accounts.

However, as with any online or digital financial service, there are inherent risks, particularly when it comes to fraud. Zelle’s popularity has made it a target for scammers looking to exploit unsuspecting users. While Zelle itself uses various types of encryption methods and fraud protection measures, these protections don't guarantee complete safety. One of the most significant issues is that Zelle payments are instant and, once sent, cannot be undone. This means that if you fall victim to a Zelle scam, recovering your money can sometimes be very difficult.


## Can You Get Scammed on Zelle?
So, Zelle is safe. But can you get scammed on Zelle? While Zelle itself is a secure payment platform, users can still get scammed. The key issue is that Zelle does not offer buyer protection or fraud recovery services for individual transactions. Once you send money via Zelle, it’s often gone for good if the transaction was fraudulent. 

This makes it especially important to ensure you trust the person or business you’re sending money to. Unlike other platforms, Zelle doesn’t hold the funds in escrow or offer the ability to cancel a payment once it’s been sent. If you believe you’ve been scammed, there’s a limited window of time to dispute the charge with your bank, but in most cases, the money is gone.

## Will Zelle Refund Money If Scammed?
So, if you’re wondering: Will Zelle refund money if scammed? Don’t worry, this is a question that many users ask when they realize they've been duped in a Zelle scam. Unfortunately, the answer is generally no. Zelle does not offer buyer protection for consumer transactions, unlike services such as PayPal or credit card companies, which allow for disputes and refunds in case of fraud.

Once a payment is sent via Zelle, it’s typically irreversible, which is one of the reasons why scammers prefer to use this platform. If you've been scammed, your best course of action is to contact Zelle customer service and your bank immediately to report the incident. However, recovery of your funds is not guaranteed, as the bank and Zelle’s fraud protection policies usually only cover transactions that involve verified accounts or authorized payments.


**Are you on the lookout for Zelle scams? Take our Security Quiz to find out how sare you are online.**

<ButtonImage
  buttonLabel="Check Now For Free"
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-Is-Zelle-Safe"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>


## Common Zelle Scams
Although Zelle itself is a secure platform, scammers continue to exploit it for its ultra-fast transactions. Understanding the common types of Zelle scams can help you as a user avoid falling victim to them. Let’s take a look at some of the most common scams:

1. **Impersonation Scams:** One of the most common types of Zelle scams involves bad actors and scammers impersonating someone you trust. They might claim to be a family member, friend, or even a coworker asking you to send money now. Often, the scammer will create a sense of urgency by claiming they need the money for something like an emergency.

2. **Online Marketplace Scams:** This is especially common on platforms like Facebook Marketplace. A scammer might pose as a seller offering goods for sale, and once you show interest, they request payment through Zelle. After sending the payment, the goods never arrive, and the scammer disappears. We will get into this more in a later section of this article.

3. **Zelle Payment Scams:** In these scams, you may receive a fraudulent request to make a payment. The scammer might claim they overcharged you, need a refund, or offer a fake promotion or discount that requires an upfront payment via Zelle. Once the payment is made, the scammer vanishes with the money.

4. **Fake Prize or Lottery Scams:** Scammers may contact you saying that you’ve won a prize, lottery, or sweepstakes but need to pay taxes or fees upfront using Zelle. They often use this ruse to trick you into sending money to claim your “winnings.”

5. **Zelle Email Scams:** Phishing emails are another tactic scammers use. You might receive an email that appears to be from your bank or Zelle itself, asking you to verify your account or click a link to fix an issue. The link leads to a fake website designed to steal your personal and financial information.

## Facebook Marketplace Zelle Scams
Facebook Marketplace has become a globally used platform for buying and selling goods and items. However, it’s also a hotspot for Zelle scams. Scammers often use the site to advertise goods like electronics, furniture, or even vehicles at low prices. When you show interest, the scammer may request payment via Zelle, claiming it’s the fastest way to secure the item.

Once you send the payment, the seller either disappears or blocks you, and you’re left with no recourse for recovering your money. To avoid falling victim to Facebook Marketplace Zelle scams, always make sure to meet sellers in person when possible and use more secure payment methods, such as cash or a platform with buyer protection.


**Are you on the lookout for Zelle scams? Take our Security Quiz to find out how sare you are online.**

<ButtonImage
  buttonLabel="Check Now For Free"
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-Is-Zelle-Safe"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>


## Zelle Business Account Scams
While consumers are often the main victims of Zelle scams, business owners who use Zelle for their companies also face the risk of scams. Zelle business account scams are driven by the lack of fraud protection on the platform, which leaves small businesses vulnerable to scams - especially in cases where a customer disputes a payment or provides false information. Additionally, fraudsters may impersonate a legitimate business, attempting to trick customers into sending money via Zelle. If you are a business owner and use Zelle for payments, always be cautious of suspicious activity. Verify customer details and confirm transactions before processing payments to ensure you’re not falling for a scam.


## Zelle Limits
Zelle Limits, or Zelle’s transfer limits, can vary depending on the bank or financial institution you're using. Typically, Zelle allows users to send between $1,000 and $2,500 per day for personal accounts. However, these limits may differ based on your account type and bank policy. It’s important to check your bank’s Zelle limits to know how much you can send and receive each day. If you’re using Zelle for a business account, your transfer limits might be higher, but you should still be cautious and avoid large transactions that seem suspicious.


## How Long Does Zelle Take?
One of Zelle's main selling points is the speed at which transactions are processed. Zelle transfers are usually instant—funds are transferred within minutes if both the sender and recipient are registered with Zelle. If the recipient is not registered with Zelle, they will receive a notification to sign up for the service, and the transfer may take 1-3 business days. While the speed of Zelle transfers is a positive feature, it also means there is no waiting period to cancel a payment or dispute a charge, making it easier for scammers to steal money before they realize what’s happening.

**Are you on the lookout for Zelle scams? Take our Security Quiz to find out how sare you are online.**

<ButtonImage
  buttonLabel="Check Now For Free"
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-Is-Zelle-Safe"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>

## Can You Cancel a Zelle Payment?
So, can you cancel a Zelle payment? This is the big question for anyone who has mistakenly sent money to the wrong person or has fallen victim to a scam. The short answer is: it depends. If the recipient is already enrolled in Zelle, the transfer is usually immediate and irreversible. In such cases, you cannot cancel a Zelle payment once it’s been sent. However, if the recipient has not yet enrolled in Zelle, the payment may be pending, allowing you to cancel it. You can check the status of a payment via your bank’s mobile app or Zelle’s website.

If you realize you’ve been scammed and the payment is complete, the only thing you can do is contact Zelle customer service or your bank to report the fraud and see if any action can be taken. They may offer advice or help you investigate the transaction, but there’s no guarantee you’ll get your money back.

## How to Cancel a Zelle Payment

Here’s how to cancel a Zelle payment if you need to do so:

1. **Check the Status of the Payment**: Log into your mobile banking app or Zelle account. If the payment is still pending (i.e., the recipient has not enrolled), you may be able to cancel it.
   
2. **Cancel the Payment**: If cancellation is available, follow the prompts to cancel the payment and stop the transfer from going through.

3. **Contact Customer Support**: If the payment is already completed or you’re unable to cancel it, contact Zelle customer support or your bank’s customer service team immediately to report the issue. They may assist with the next steps, although the chances of recovering your money are slim.

## Conclusion

Zelle is a fast and secure way to transfer money, but it’s not immune to fraud. As with any payment service, it’s crucial to remain cautious and vigilant when sending money. If you’re ever in doubt, take extra precautions to verify the recipient and ensure the transaction is legitimate. Remember, Zelle does not offer buyer protection, so once money is sent, it may be gone for good if you fall victim to a scam.

To protect yourself, always be aware of common Zelle scams, such as impersonation, Facebook Marketplace scams, and Zelle email scams. If you suspect that you’ve been scammed, act quickly and contact Zelle customer service or your bank to report the incident. Stay informed about Zelle limits, how long it takes for payments to process, and whether or not you can cancel a Zelle payment, so you can make the most of this service while safeguarding your funds.

For any questions, don’t hesitate to reach out to the Zelle customer service number or consult with your bank to get assistance in case you need to reverse or dispute a transaction. Stay safe out there, and use Zelle with caution! For more information, visit [ReasonLabs.com](https://reasonlabs.com). 

**Are you on the lookout for Zelle scams? Take our Security Quiz to find out how sare you are online.**

<ButtonImage
  buttonLabel="Check Now For Free"
  cta="https://lp3.reasonlabs.com/dwm/safety_level_calculator/online-security/check/info/web-scan?aflt=70&utm_source=Blog-Is-Zelle-Safe"
  imageSource="https://cms-reasonlabs-com.s3.amazonaws.com/cdn/Group_17178_53b9a3ccc5.png"
/>


In this article, we’ll explore the safety of Zelle, common types of Zelle scams, how to protect yourself from fraud, and what to do if you need to cancel a payment.

#Online Fraud

Is Zelle Safe? How To Cancel A Zelle Payment

My Facebook Account Is Hacked & Email Changed! What To Do?

New Internet Scams To Look Out For This National Internet Day

What Is A Chime Scam? 6 Chime Scams You Need To Know