Social media platforms and payment apps have opened up new avenues for connecting with people. Unfortunately, these platforms have also become fertile ground for various scams, including ‘sugar momma scams’.
In this blog, we'll explore what sugar momma scams are, how they work on platforms like Snapchat and Cash App, and most importantly, how to protect yourself from falling victim to these deceptive schemes.
Understanding 'sugar momma' scams on Snapchat and Cash App
Sugar momma scams, also known as sugar ‘mommy’ scams, are a form of online romance or dating scam whereby scammers pose as wealthy individuals, often older women, seeking companionship or relationships with younger individuals. These scams target both men and women and promise financial benefits, luxury gifts, or financial support in exchange for attention, affection, or personal information - but ultimately end in disaster when the victim realizes they have been conned financially.
The motive behind 'sugar mommas' on Snapchat and Cash App
The goal of a ‘sugar momma’ is to swindle their victims out of money. They find their potential sugar babies on the internet by targeting young people who need financial support or desire a luxurious lifestyle. In most cases, the scammer hides their true identity under a fake profile, so all communication remains online. They tend to choose social media platforms where it is possible to make new contacts, and where it’s possible to make money transfers, in order for the scam to work as seamlessly as possible.
How sugar momma scams work on Snapchat and Cash App
How exactly do these sugar momma, or ‘sugar mommy’ Snapchat scams and Cash App scams work though?
- Initial contact: Scammers often initiate contact on social media platforms like Snapchat, where interactions can be more private and ephemeral. They may also use dating apps and websites to find potential victims. They create a fake Snapchat profile in order to do so.
- Grooming: Once contact is established, scammers start grooming their victims. They build trust, express affection, and create an emotional connection to manipulate their targets.
- Financial requests: After gaining the victim's trust, scammers typically request money or financial assistance. They might claim to have a financial emergency or offer financial support as part of the arrangement.
- Fake payments: To appear legitimate, scammers might send fake Cash App transactions or promises of large payments. Victims are asked to provide personal and financial information, which can then be used for identity theft or further scams.
- Vanishing act: After receiving money or personal information, scammers often disappear or become evasive, leaving the victim feeling deceived and defrauded.
How to report Cash App and Snapchat ‘sugar mommy’ scams
Both Cash App and Snapchat take user safety seriously and have mechanisms in place to investigate and take action against scams and fraudulent activities. If you think you’ve been the victim of a sugar momma scam, or indeed any other type of catfish scam, it’s important to report it. By reporting such incidents promptly, you contribute to making these platforms safer for everyone.
Reporting Cash App sugar momma scams:
If you open up the app for Cash App on your mobile device, you should be able to report the suspicious transaction by tapping on it and following prompts to report the issue. Be sure to provide details about the scam and any relevant information.
If you are unable to report the issue within the app or need further assistance, you can contact Cash App Support through the app or their official website.
Reporting a Snapchat sugar momma scam:
Open the Snapchat app on your mobile device and find the conversation with the suspicious user. There should be an option to ‘Report’ and the reason for reporting. You can also contact Snapchat Support through their website. Make sure you provide detailed information about the scam and the user involved.
Additionally, it’s recommended to take screenshots or any other evidence of the sugar momma scam and save them. These can be useful when reporting the incident to both platforms. It’s also recommended to warn your friends and contacts about the sugar momma scam to prevent them from falling victim to similar schemes.
Protecting yourself from sugar momma scams on Snapchat and Cash App
Follow these steps to defend yourself from falling victim to sugar momma Snapchat / Cash App scams:
- Stay cautious: Be wary of unsolicited messages from strangers on social media platforms. If someone you've just met online is making lavish promises, be skeptical.
- Don't share personal information: Avoid sharing personal or financial information with anyone you've met online, especially if you haven't met them in person.
- Verify identities: If someone claims to be a sugar momma or benefactor, ask questions and verify their identity. Be cautious if they refuse to share personal details or evade questions.
- Do your research: One typical trick scammers use is to steal photos from the internet to use as their app profiles picture. If you suspect a scam, you can run a reverse image look-up using a website like Google Images, or search online for other details such as the user profile name, email, or phone number, to see if any details seem suspicious.
- Avoid sending money: Never send money to someone you've only met online, no matter how compelling their story or promises may be. Use trusted payment methods: If you decide to use payment apps like Cash App, only transact with people you trust. Double-check usernames and verify the recipient's identity before sending money.
- Report suspicious activity: If you suspect you've encountered a sugar momma scam, report the user to the platform and block them to prevent further contact.
- Educate yourself: Stay informed about common online scams and be vigilant about protecting your personal and financial information.
While the allure of financial support and companionship may be tempting, it's crucial to approach online interactions with caution and skepticism. Like other online scams, sugar momma scams on Snapchat and Cash App can have devastating financial and emotional consequences.
Utilizing cybersecurity products can also help to secure your online experiences. Using a VPN like RAV VPN protects against hackers snooping on your online activity and harvesting your data. Additionally, a browser extension such as Online Security by ReasonLabs, (available on both Android and iOS), protects against malicious URLs, harmful extensions, suspicious downloads, intrusive cookies and trackers, unauthorized notifications, and pop-ups, ensuring your browsing experience stays secure and out of reach of malware and privacy threats.
By staying vigilant and following the tips outlined in this blog, you can protect yourself from falling victim to these deceptive schemes and enjoy safer online interactions. For more information on other current online scams and identity protection, visit reasonlabs.com/blog.